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Single Family ResidenceResidential
$413,135$219 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $370,000 on Jun 1, 2023

104 RACHEL ST

FERNLEY, NV 89408
4
Beds
2
Baths
1,890 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$413K
$403K low$423K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$370,000 · Jun 1, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,967 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$114,212 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$52,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$61,712
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$106,723
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$326,321

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
54
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
2
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLYON
Lot (acres)The size of the land the home sits on, from county records.0.18
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Sprinklers

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fernley Elementary SchoolD+
Elementary · Grades PK–4 · 0.6 mi
H
Fernley High SchoolD
High · Grades 9–12 · 1.0 mi
M
Silverland Middle SchoolD-
Middle · Grades 7–8 · 2.8 mi

District: Lyon County School District

Neighborhood · ZIP 89408These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.220

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.25,760
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,552
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,839
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.7 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.75%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

104 Rachel St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 88% of homes in Fernley 89408
  • Bigger than 72% of homes in Fernley 89408
  • Has a smaller lot than 72% of homes in Lyon County
  • Older than 77% of homes in Fernley 89408

What homes are worth in Fernley 89408

Each bar is how many homes fall in that price range. The marker is this home.

This home
$320K$686K

This home is worth more than 51% of homes in Fernley 89408.

How it measures up in Fernley 89408

The dot is this home. The mark in the middle is the typical home in Fernley 89408.

Estimated value$413,135
CheaperTypical $411,502Pricier

Pricier than 51% of homes nearby

Price per ft²$219
CheaperTypical $256Pricier

Pricier than 12% of homes nearby

Living area1,890 ft²
SmallerTypical 1,618 ft²Bigger

Bigger than 72% of homes nearby

Lot size0.18 ac
SmallerTypical 0.19 acBigger

Bigger than 48% of homes nearby

Year built1997
OlderTypical 2003Newer

Newer than 23% of homes nearby

How 104 Rachel St ranks against every home in each area.
MeasureThis homeFernley 89408Lyon County
Estimated valuepricier than$413,13551% of homes44% of homes
Price per ft²pricier than$21912% of homes17% of homes
Living areabigger than1,890 ft²72% of homes71% of homes
Lot sizebigger than0.18 ac48% of homes28% of homes
Year builtnewer than199723% of homes39% of homes

About 104 Rachel St

How much is 104 Rachel St, Fernley, NV worth?

The TopHap Estimate for 104 Rachel St, Fernley, NV is $413,135 as of Aug 30, 2026. The likely range is $403,140 to $423,130. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 104 Rachel St, Fernley, NV last sell?

104 Rachel St, Fernley, NV last sold on Jun 1, 2023 for $370,000, according to the county's recorded deed.

How big is 104 Rachel St, Fernley, NV?

104 Rachel St, Fernley, NV has 4 bedrooms, 2 bathrooms, 1,890 square feet of living space and a 0.18-acre lot.

When was 104 Rachel St, Fernley, NV built?

104 Rachel St, Fernley, NV was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 104 Rachel St, Fernley, NV?

104 Rachel St, Fernley, NV is assigned to Fernley Elementary School (elementary), rated D+; Fernley High School (high), rated D; Silverland Middle School (middle), rated D-. All sit in Lyon County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 104 Rachel St, Fernley, NV compare to other homes in Fernley 89408?

Among the 8,742 homes in Fernley 89408, it is worth more than 51% of them ($413,135 against a typical $411,502), its price per square foot is higher than 12% of them ($219 against a typical $256), it is bigger than 72% of them (1,890 ft² against a typical 1,618 ft²), its lot is bigger than 48% of them (0.18 ac against a typical 0.19 ac) and it is newer than 23% of them (1997 against a typical 2003). Measured against all of Lyon County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 104 Rachel St, Fernley, NV?

The 2026 property tax bill for 104 Rachel St, Fernley, NV was $1,967. The county assessed it at $114,212.

More homes on Rachel St

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Assigned schools

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