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Single Family ResidenceResidential
$314,593$160 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $210,000 on Nov 26, 2018

104 RATCHFORD WAY

COLUMBIA, SC 29229
3
Beds
3 / 1
Baths
1,970 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,920 ft²
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.

Valuation

$315K
$298K low$331K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$210,000 · Nov 26, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$24,117
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$19,294
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.90%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$157,500
RESOURCE FIN'L SVC · recorded Nov 26, 2018
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$132,976
RESOURCE FIN'L SVC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,975 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$241,600 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$241,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$257,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyRICHLAND
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 432 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Kelly Mill Middle SchoolC
Middle · Grades 6–8 · 0.8 mi
E
Lake Carolina Elementary Lower Campus School
Elementary · Grades PK–2 · 0.9 mi
H
Blythewood High SchoolA
High · Grades 9–12 · 5.5 mi

District: Richland School District 2

Neighborhood · ZIP 29229These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.32
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.139

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.50,308
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,453 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,328
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,071
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

104 Ratchford Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Columbia 29229
  • Costs more per square foot than 89% of homes in Columbia 29229
  • Smaller than 77% of homes in Lake Carolina
  • Has a smaller lot than 98% of homes in Lake Carolina
  • Older than 80% of homes in Lake Carolina

What homes are worth in Columbia 29229

Each bar is how many homes fall in that price range. The marker is this home.

This home
$157K$534K

This home is worth more than 76% of homes in Columbia 29229.

How it measures up in Columbia 29229

The dot is this home. The mark in the middle is the typical home in Columbia 29229.

Estimated value$314,593
CheaperTypical $260,125Pricier

Pricier than 76% of homes nearby

Price per ft²$160
CheaperTypical $133Pricier

Pricier than 89% of homes nearby

Living area1,970 ft²
SmallerTypical 2,025 ft²Bigger

Bigger than 47% of homes nearby

Lot size3,920 ft²
SmallerTypical 0.23 acBigger

Bigger than 5% of homes nearby

Year built2003
OlderTypical 2003Newer

Newer than 52% of homes nearby

How 104 Ratchford Way ranks against every home in each area.
MeasureThis homeLake CarolinaColumbia 29229Richland County
Estimated valuepricier than$314,59343% of homes76% of homes68% of homes
Price per ft²pricier than$16088% of homes89% of homes70% of homes
Living areabigger than1,970 ft²23% of homes47% of homes58% of homes
Lot sizebigger than3,920 ft²2% of homes5% of homes9% of homes
Year builtnewer than200320% of homes52% of homes75% of homes

About 104 Ratchford Way

How much is 104 Ratchford Way, Columbia, SC worth?

The TopHap Estimate for 104 Ratchford Way, Columbia, SC is $314,593 as of Jul 14, 2026. The likely range is $297,921 to $331,265. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 104 Ratchford Way, Columbia, SC last sell?

104 Ratchford Way, Columbia, SC last sold on Nov 26, 2018 for $210,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 104 Ratchford Way, Columbia, SC?

104 Ratchford Way, Columbia, SC has 3 bedrooms, 3 bathrooms, 1,970 square feet of living space and a 0.09-acre lot.

When was 104 Ratchford Way, Columbia, SC built?

104 Ratchford Way, Columbia, SC was built in 2003, making it 23 years old. It is a conventional home. The building has 3 stories.

What schools serve 104 Ratchford Way, Columbia, SC?

104 Ratchford Way, Columbia, SC is assigned to Kelly Mill Middle School (middle), rated C; Lake Carolina Elementary Lower Campus School (elementary); Blythewood High School (high), rated A. All sit in Richland School District 2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 104 Ratchford Way, Columbia, SC compare to other homes in Columbia 29229?

Among the 18,516 homes in Columbia 29229, it is worth more than 76% of them ($314,593 against a typical $260,125), its price per square foot is higher than 89% of them ($160 against a typical $133), it is bigger than 47% of them (1,970 ft² against a typical 2,025 ft²), its lot is bigger than 5% of them (3,920 ft² against a typical 0.23 ac) and it is newer than 52% of them (2003 against a typical 2003). Measured against all of Richland County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 104 Ratchford Way, Columbia, SC?

The 2025 property tax bill for 104 Ratchford Way, Columbia, SC was $1,975. The county assessed it at $241,600.

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Closest homes

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Assigned schools

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