Residential > House
Active
2 weeks ago
List Price
$399,900$158/ft²
104 River Oaks Dr
Cold Spring, MN 56320
- 3Beds
- 3Baths
- 2,530ft²Living Area
- 5,663ft²Lot Size
- -Pool
- -Car
- 2001Year Built
- 13DOM
- -Permit
104 River Oaks Dr, Cold Spring, MN 56320 is a 3 bed, 3 bath, 2,530 ft² house built in 2001 on a 0.130 acre lot. This house is currently listed for $399,900. The latest TopHap estimate of the house's value is $327,000.
Property Valuations
Latest estimates for 104 River Oaks Dr based on TopHap automated valuation model (AVM).
TopHap Estimate
$327,000
$159/ft²
-$73K below List Price
Updated 5 months ago
104 River Oaks Dr is valued at $327,000 by TopHap AVM 5 months ago.
MLS Description
The listing agent's description. Original Listing
Live on the Golf Course at River Oaks Villas! Welcome to carefree living at the River Oaks Villas, perfectly nestled along the scenic River Oaks Golf Club in historic Cold Spring. This spacious rambler offers over 2,500 finished square feet, featuring 3 bedrooms, 3 bathrooms, and a thoughtfully designed layout that’s sure to impress.
Enjoy the convenience of main-level living, including a large owner’s suite with a ¾ bath and an expansive 9’ x 8.5’ walk-in closet. An additional bedroom, half bath, and laundry are also located on the main floor—plus there’s another laundry hookup in the lower level for added flexibility.
The kitchen is outfitted with granite countertops and flows seamlessly into the bright dining and living areas, where large windows fill the space with natural light. Step outside to a generous 14’ x 12’ deck with serene views of the backyard and 14th tee box—perfect for your morning coffee or evening unwind.
The walk-out lower level boasts in-floor heating throughout, a spacious third bedroom with a large walk-in closet, and a full bathroom. You'll also find a wide open family room ideal for entertaining, opening to a 40’ x 12’ patio shaded by the deck above. A bonus room provides extra space for a home gym, craft studio, or whatever suits your lifestyle.
Recent updates include:
New roof (2024)
New water heater (2025)
New water softener (2024)
New garage door (2023)
All appliances, including washer/dryer, replaced between 2021–2022.
The low monthly HOA fee of $110 covers lawn care, snow removal, and exterior paint (every 5 years), giving you more time to enjoy everything this incredible golf course community has to offer.
This is your opportunity to live the good life at River Oaks Villas—schedule your private showing today!
Listing Agents
The listing agent for 104 River Oaks Dr is Evan Warnert.
EW
Evan Warnert
Agency North Real Estate, Inc
Phone: (320) 267-6373
Current Ownership
Information about the current owner(s).
Taxes Billed
Taxes billed in 2024$3,722.00From latest Total Assessed Value1.13%Total Assessed Value$330,800=Land+
Assessed Value$42,900Additions
Assessed Value$287,900
In 2024, taxes billed for 104 River Oaks Dr were $3,722, which is 1.13% from latest Total Assessed Value of $330,800.
Property History
104 River Oaks Dr has undefined property events records (listings, deeds, permits, tax, foreclosure, loan).
Property Events
Environment
Environmental factors around 104 River Oaks Dr
Hazard Risks
Particulates153Carb Mono116Nat'l Avg100Ozone100Air Pollution100Hail98Lead85Tornado57Wind33Weather29Earthquake13Hurricane0
11 hazards (Carbon Monoxide, Earthquake Risk, Hail Index, Tornado Index, Air Pollution Index, Ozone Index, Wind Index, Weather Risk, Lead Index, Particulate Matter, National Average) are above the national average around 104 River Oaks Dr.
Walkability Index
7 /20
Most Walkable
20-18
Very Walkable
17-15
Somewhat Walkable
14-10
Car Dependent
9-0
104 River Oaks Dr has a walkability score of 7 out of 20, which means that it is in a car dependent area.
Temperature
Seasonal temperature sampled over multiple years
Winter
Average
Low
5°F
High
24°F
Summer
Average
Low
58°F
High
80°F
In the winter at 104 River Oaks Dr, temperatures range from 4.75°F to 23.84°F with an average of 14.3°F. In the summer, the temperature ranges from 57.57°F to 80.14°F with and average of 68.86°F.
School Information
Public Schools
* The school rating is based entirely on the test score performance of each school. It is based on a scale of A-F, A being best.
Nearby public schools serving 104 River Oaks Dr have no ratings.
Neighborhood
This property is located in River Oaks Villa, Cold Spring, MN 56320.
Seasonal Housing units 56320
61%of housing is for seasonal rent.
Daytime Population for 56320
-6%of people during work hours.
Crime Index for 56320
104
104
The crime index in 56320 is 104, which is 1.0 times higher than national average.
Market Trends
Historical market data near 104 River Oaks Dr over selected time period.
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- 207 River Oaks Dr, Cold Spring, MN 56320 (River Oaks Villa) is a 1,624 square foot, 3 bedroom, 1 bathroom, 0.27 acre property. It was built in 1994 and has an estimate of $312,484 with a price per ft² of $192.
- 214 River Oaks Dr, Cold Spring, MN 56320 (River Oaks Villa) is a 1,956 square foot, 2 bedroom, 1 bathroom, 0.13 acre property. It was built in 1997 and has an estimate of $374,789 with a price per ft² of $192.
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- 115 River Oaks Dr, Cold Spring, MN 56320 (River Oaks Villa) is a 3,205 square foot, 4 bedroom, 3.5 bathroom, 0.29 acre property. It was built in 1994 and has an estimate of $402,587 with a price per ft² of $126.
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