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Single Family ResidenceResidential
$540,803$203 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $357,000 on Jun 29, 2018

104 RIVER POINTE DR

WATERFORD, CA 95386
5
Beds
3
Baths
2,664 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$541K
$523K low$558K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$357,000 · Jun 29, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,798 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$406,199 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$68,267
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$337,932
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$406,199

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
77
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
16
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
98
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyStanislaus
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Waterford Junior High SchoolA
Middle · Grades 7–8 · 0.6 mi
E
Richard M. Moon Primary SchoolC-
Elementary · Grades KG–3 · 1.5 mi
H
Waterford High SchoolB
High · Grades 9–12 · 1.5 mi

District: Waterford Unified School District

Neighborhood · ZIP 95386These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.104

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.1%
PopulationHow many people live in this area.10,700
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.103 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,118
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,814
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

104 River Pointe Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Waterford 95386
  • Costs less per square foot than 95% of homes in Stanislaus County
  • Bigger than 93% of homes in Waterford 95386
  • Has a smaller lot than 68% of homes in Waterford 95386
  • Newer than 94% of homes in Waterford 95386

What homes are worth in Waterford 95386

Each bar is how many homes fall in that price range. The marker is this home.

This home
$225K$1.4M

This home is worth more than 83% of homes in Waterford 95386.

How it measures up in Waterford 95386

The dot is this home. The mark in the middle is the typical home in Waterford 95386.

Estimated value$540,803
CheaperTypical $401,972Pricier

Pricier than 83% of homes nearby

Price per ft²$203
CheaperTypical $286Pricier

Pricier than 8% of homes nearby

Living area2,664 ft²
SmallerTypical 1,400 ft²Bigger

Bigger than 93% of homes nearby

Lot size0.14 ac
SmallerTypical 0.17 acBigger

Bigger than 32% of homes nearby

Year built2006
OlderTypical 1990Newer

Newer than 94% of homes nearby

How 104 River Pointe Dr ranks against every home in each area.
MeasureThis homeWaterford 95386Stanislaus County
Estimated valuepricier than$540,80383% of homes74% of homes
Price per ft²pricier than$2038% of homes5% of homes
Living areabigger than2,664 ft²93% of homes91% of homes
Lot sizebigger than0.14 ac32% of homes41% of homes
Year builtnewer than200694% of homes93% of homes

About 104 River Pointe Dr

How much is 104 River Pointe Dr, Waterford, CA worth?

The TopHap Estimate for 104 River Pointe Dr, Waterford, CA is $540,803 as of Jul 14, 2026. The likely range is $523,263 to $558,343. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 104 River Pointe Dr, Waterford, CA last sell?

104 River Pointe Dr, Waterford, CA last sold on Jun 29, 2018 for $357,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 104 River Pointe Dr, Waterford, CA?

104 River Pointe Dr, Waterford, CA has 5 bedrooms, 3 bathrooms, 2,664 square feet of living space and a 0.14-acre lot.

When was 104 River Pointe Dr, Waterford, CA built?

104 River Pointe Dr, Waterford, CA was built in 2006, making it 20 years old.

What schools serve 104 River Pointe Dr, Waterford, CA?

104 River Pointe Dr, Waterford, CA is assigned to Waterford Junior High School (middle), rated A; Richard M. Moon Primary School (elementary), rated C-; Waterford High School (high), rated B. All sit in Waterford Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 104 River Pointe Dr, Waterford, CA compare to other homes in Waterford 95386?

Among the 2,759 homes in Waterford 95386, it is worth more than 83% of them ($540,803 against a typical $401,972), its price per square foot is higher than 8% of them ($203 against a typical $286), it is bigger than 93% of them (2,664 ft² against a typical 1,400 ft²), its lot is bigger than 32% of them (0.14 ac against a typical 0.17 ac) and it is newer than 94% of them (2006 against a typical 1990). Measured against all of Stanislaus County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 104 River Pointe Dr, Waterford, CA?

The 2025 property tax bill for 104 River Pointe Dr, Waterford, CA was $4,798. The county assessed it at $406,199.

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