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TownhouseResidential
$382,955$177 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $205,000 on Nov 12, 2014

104 RIVERWATCH DR

INDIAN HEAD, MD 20640
3 / 1
Baths
2,160 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,118 ft²
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$383K
$344K low$422K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$205,000 · Nov 12, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$181,669
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$145,335
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$201,286
CARDINAL FINANCIAL COMPANY LP · E · recorded Nov 12, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,204 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$321,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$95,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$226,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$299,033
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$321,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyCharles
Lot (acres)The size of the land the home sits on, from county records.0.05
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Built-in
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 196 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Indian Head Elementary SchoolD+
Elementary · Grades PK–5 · 0.4 mi
M
Glymont Middle SchoolC-
Middle · Grades 6–8 · 1.4 mi
H
Henry E. Lackey High SchoolD
High · Grades 9–12 · 2.4 mi

District: Charles County Public Schools

Neighborhood · ZIP 20640These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.11,264
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.147 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,967
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$122,917
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

104 Riverwatch Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Indian Head
  • Costs less per square foot than 89% of homes in Charles County
  • Bigger than 86% of homes in Indian Head
  • Has a smaller lot than 87% of homes in Indian Head 20640
  • Newer than 82% of homes in Indian Head 20640

What homes are worth in Indian Head 20640

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$676K

This home is worth more than 66% of homes in Indian Head 20640.

How it measures up in Indian Head 20640

The dot is this home. The mark in the middle is the typical home in Indian Head 20640.

Estimated value$382,955
CheaperTypical $327,563Pricier

Pricier than 66% of homes nearby

Price per ft²$177
CheaperTypical $216Pricier

Pricier than 30% of homes nearby

Living area2,160 ft²
SmallerTypical 1,382 ft²Bigger

Bigger than 78% of homes nearby

Lot size2,118 ft²
SmallerTypical 0.36 acBigger

Bigger than 13% of homes nearby

Year built2004
OlderTypical 1978Newer

Newer than 82% of homes nearby

How 104 Riverwatch Dr ranks against every home in each area.
MeasureThis homeIndian HeadIndian Head 20640Charles County
Estimated valuepricier than$382,95580% of homes66% of homes29% of homes
Price per ft²pricier than$17718% of homes30% of homes11% of homes
Living areabigger than2,160 ft²86% of homes78% of homes59% of homes
Lot sizebigger than2,118 ft²27% of homes13% of homes13% of homes
Year builtnewer than200476% of homes82% of homes74% of homes

About 104 Riverwatch Dr

How much is 104 Riverwatch Dr, Indian Head, MD worth?

The TopHap Estimate for 104 Riverwatch Dr, Indian Head, MD is $382,955 as of Jul 14, 2026. The likely range is $344,173 to $421,737. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 104 Riverwatch Dr, Indian Head, MD last sell?

104 Riverwatch Dr, Indian Head, MD last sold on Nov 12, 2014 for $205,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 104 Riverwatch Dr, Indian Head, MD?

104 Riverwatch Dr, Indian Head, MD has 3 bathrooms, 2,160 square feet of living space and a 0.05-acre lot.

When was 104 Riverwatch Dr, Indian Head, MD built?

104 Riverwatch Dr, Indian Head, MD was built in 2004, making it 22 years old. It is a townhouse home. The building has 3 stories.

What schools serve 104 Riverwatch Dr, Indian Head, MD?

104 Riverwatch Dr, Indian Head, MD is assigned to Indian Head Elementary School (elementary), rated D+; Glymont Middle School (middle), rated C-; Henry E. Lackey High School (high), rated D. All sit in Charles County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 104 Riverwatch Dr, Indian Head, MD compare to other homes in Indian Head 20640?

Among the 3,852 homes in Indian Head 20640, it is worth more than 66% of them ($382,955 against a typical $327,563), its price per square foot is higher than 30% of them ($177 against a typical $216), it is bigger than 78% of them (2,160 ft² against a typical 1,382 ft²), its lot is bigger than 13% of them (2,118 ft² against a typical 0.36 ac) and it is newer than 82% of them (2004 against a typical 1978). Measured against all of Charles County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 104 Riverwatch Dr, Indian Head, MD?

The 2025 property tax bill for 104 Riverwatch Dr, Indian Head, MD was $5,204. The county assessed it at $321,000.

Closest homes

More homes in Indian Head 20640

Assigned schools

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