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Single Family ResidentialResidential
$150,467$68 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $94,000 on Mar 12, 2021

1040 2ND ST

CHARLESTON, IL 61920
4
Beds
2
Baths
2,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$150K
$139K low$162K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$94,000 · Mar 12, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,020 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$41,476 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,420
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$38,056
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$37,637
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$124,428

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyCOLES
Lot (acres)The size of the land the home sits on, from county records.0.15
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Charleston Middle SchoolB
Middle · Grades 7–8 · 0.8 mi
H
Charleston High SchoolD
High · Grades 9–12 · 0.8 mi
E
Carl Sandburg Elementary SchoolB
Elementary · Grades 1–3 · 0.9 mi

District: Charleston Community Unit School District 1

Neighborhood · ZIP 61920These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.20,604
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.134 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,741
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,123
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1040 2nd St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 84% of homes in Charleston 61920
  • Bigger than 84% of homes in Coles County
  • Has a smaller lot than 88% of homes in Coles County

What homes are worth in Charleston 61920

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$668K

This home is worth more than 43% of homes in Charleston 61920.

How it measures up in Charleston 61920

The dot is this home. The mark in the middle is the typical home in Charleston 61920.

Estimated value$150,467
CheaperTypical $170,523Pricier

Pricier than 43% of homes nearby

Price per ft²$68
CheaperTypical $111Pricier

Pricier than 16% of homes nearby

Living area2,200 ft²
SmallerTypical 1,527 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.15 ac
SmallerTypical 0.3 acBigger

Bigger than 14% of homes nearby

Year built1965
OlderTypical 1967Newer

Newer than 50% of homes nearby

How 1040 2nd St ranks against every home in each area.
MeasureThis homeCharleston 61920Coles County
Estimated valuepricier than$150,46743% of homes53% of homes
Price per ft²pricier than$6816% of homes21% of homes
Living areabigger than2,200 ft²82% of homes84% of homes
Lot sizebigger than0.15 ac14% of homes12% of homes
Year builtnewer than196550% of homes61% of homes

About 1040 2nd St

How much is 1040 2nd St, Charleston, IL worth?

The TopHap Estimate for 1040 2nd St, Charleston, IL is $150,467 as of Aug 30, 2026. The likely range is $138,870 to $162,064. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1040 2nd St, Charleston, IL last sell?

1040 2nd St, Charleston, IL last sold on Mar 12, 2021 for $94,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1040 2nd St, Charleston, IL?

1040 2nd St, Charleston, IL has 4 bedrooms, 2 bathrooms, 2,200 square feet of living space and a 0.15-acre lot.

When was 1040 2nd St, Charleston, IL built?

1040 2nd St, Charleston, IL was built in 1965, making it 61 years old. The building has 1 story.

What schools serve 1040 2nd St, Charleston, IL?

1040 2nd St, Charleston, IL is assigned to Charleston Middle School (middle), rated B; Charleston High School (high), rated D; Carl Sandburg Elementary School (elementary), rated B. All sit in Charleston Community Unit School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1040 2nd St, Charleston, IL compare to other homes in Charleston 61920?

Among the 6,491 homes in Charleston 61920, it is worth more than 43% of them ($150,467 against a typical $170,523), its price per square foot is higher than 16% of them ($68 against a typical $111), it is bigger than 82% of them (2,200 ft² against a typical 1,527 ft²), its lot is bigger than 14% of them (0.15 ac against a typical 0.3 ac) and it is newer than 50% of them (1965 against a typical 1967). Measured against all of Coles County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1040 2nd St, Charleston, IL?

The 2025 property tax bill for 1040 2nd St, Charleston, IL was $3,020. The county assessed it at $41,476.

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