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Single Family ResidenceResidential
$626,182$395 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

1040 CLAY ST

ASHLAND, OR 97520
3
Beds
2
Baths
1,587 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$626K
$601K low$652K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,031 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$392,260 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$380,840
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$468,070

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.30 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJACKSON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1996
Lot (acres)The size of the land the home sits on, from county records.0.38
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 287 ft²Patio · 287 ft²Porch · 40 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bellview Elementary SchoolA+
Elementary · Grades KG–5 · 0.3 mi
M
Ashland Middle SchoolA
Middle · Grades 6–8 · 1.5 mi
H
Ashland High SchoolA-
High · Grades 9–12 · 1.8 mi

District: Ashland School District 5

Neighborhood · ZIP 97520These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.27,172
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,348
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,297
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1040 Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Jackson County
  • Costs more per square foot than 93% of homes in Jackson County
  • Has a bigger lot than 87% of homes in Ashland 97520
  • Older than 87% of homes in Jackson County

What homes are worth in Ashland 97520

Each bar is how many homes fall in that price range. The marker is this home.

This home
$250K$1.2M

This home is worth more than 64% of homes in Ashland 97520.

How it measures up in Ashland 97520

The dot is this home. The mark in the middle is the typical home in Ashland 97520.

Estimated value$626,182
CheaperTypical $556,644Pricier

Pricier than 64% of homes nearby

Price per ft²$395
CheaperTypical $356Pricier

Pricier than 67% of homes nearby

Living area1,587 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.38 ac
SmallerTypical 0.18 acBigger

Bigger than 87% of homes nearby

Year built1948
OlderTypical 1979Newer

Newer than 19% of homes nearby

How 1040 Clay St ranks against every home in each area.
MeasureThis homeAshland 97520Jackson County
Estimated valuepricier than$626,18264% of homes87% of homes
Price per ft²pricier than$39567% of homes93% of homes
Living areabigger than1,587 ft²53% of homes57% of homes
Lot sizebigger than0.38 ac87% of homes83% of homes
Year builtnewer than194819% of homes13% of homes

About 1040 Clay St

How much is 1040 Clay St, Ashland, OR worth?

The TopHap Estimate for 1040 Clay St, Ashland, OR is $626,182 as of Oct 21, 2026. The likely range is $600,607 to $651,757. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1040 Clay St, Ashland, OR last sell?

1040 Clay St, Ashland, OR last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1040 Clay St, Ashland, OR?

1040 Clay St, Ashland, OR has 3 bedrooms, 2 bathrooms, 1,587 square feet of living space and a 0.38-acre lot.

When was 1040 Clay St, Ashland, OR built?

1040 Clay St, Ashland, OR was built in 1948, making it 78 years old. The building has 1 story.

What schools serve 1040 Clay St, Ashland, OR?

1040 Clay St, Ashland, OR is assigned to Bellview Elementary School (elementary), rated A+; Ashland Middle School (middle), rated A; Ashland High School (high), rated A-. All sit in Ashland School District 5. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1040 Clay St, Ashland, OR compare to other homes in Ashland 97520?

Among the 9,232 homes in Ashland 97520, it is worth more than 64% of them ($626,182 against a typical $556,644), its price per square foot is higher than 67% of them ($395 against a typical $356), it is bigger than 53% of them (1,587 ft² against a typical 1,540 ft²), its lot is bigger than 87% of them (0.38 ac against a typical 0.18 ac) and it is newer than 19% of them (1948 against a typical 1979). Measured against all of Jackson County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1040 Clay St, Ashland, OR?

The 2025 property tax bill for 1040 Clay St, Ashland, OR was $6,031. The county assessed it at $392,260.

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