Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$72,172$77 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $32,000 on Dec 1, 1988

1040 CLAY ST

HENDERSON, KY 42420
1
Baths
932 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$72K
$64K low$81K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$32,000 · Dec 1, 1988

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$32 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$52,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$52,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$52,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
18
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHenderson
Lot (acres)The size of the land the home sits on, from county records.0.13
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 32 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Heights Elementary SchoolD+
Elementary · Grades KG–5 · 0.5 mi
M
Henderson County North Middle SchoolB-
Middle · Grades 6–8 · 0.9 mi
H
Henderson County High SchoolA-
High · Grades 9–12 · 1.3 mi

District: Henderson County School District

Neighborhood · ZIP 42420These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.152

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.35,771
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.166 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,065
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,001
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1040 Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Henderson 42420
  • Costs less per square foot than 80% of homes in Henderson 42420
  • Smaller than 90% of homes in Henderson 42420
  • Has a smaller lot than 90% of homes in Henderson County
  • Older than 67% of homes in Henderson County

What homes are worth in Henderson 42420

Each bar is how many homes fall in that price range. The marker is this home.

This home
$47K$519K

This home is worth more than 11% of homes in Henderson 42420.

How it measures up in Henderson 42420

The dot is this home. The mark in the middle is the typical home in Henderson 42420.

Estimated value$72,172
CheaperTypical $185,211Pricier

Pricier than 11% of homes nearby

Price per ft²$77
CheaperTypical $123Pricier

Pricier than 20% of homes nearby

Living area932 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 10% of homes nearby

Lot size0.13 ac
SmallerTypical 0.28 acBigger

Bigger than 13% of homes nearby

Year built1962
OlderTypical 1975Newer

Newer than 35% of homes nearby

How 1040 Clay St ranks against every home in each area.
MeasureThis homeHenderson 42420Henderson County
Estimated valuepricier than$72,17211% of homes11% of homes
Price per ft²pricier than$7720% of homes22% of homes
Living areabigger than932 ft²10% of homes10% of homes
Lot sizebigger than0.13 ac13% of homes10% of homes
Year builtnewer than196235% of homes33% of homes

About 1040 Clay St

How much is 1040 Clay St, Henderson, KY worth?

The TopHap Estimate for 1040 Clay St, Henderson, KY is $72,172 as of Sep 24, 2026. The likely range is $63,807 to $80,537. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1040 Clay St, Henderson, KY last sell?

1040 Clay St, Henderson, KY last sold on Dec 1, 1988 for $32,000, according to the county's recorded deed.

How big is 1040 Clay St, Henderson, KY?

1040 Clay St, Henderson, KY has 1 bathrooms, 932 square feet of living space and a 0.13-acre lot.

When was 1040 Clay St, Henderson, KY built?

1040 Clay St, Henderson, KY was built in 1962, making it 64 years old. The building has 1 story.

What schools serve 1040 Clay St, Henderson, KY?

1040 Clay St, Henderson, KY is assigned to South Heights Elementary School (elementary), rated D+; Henderson County North Middle School (middle), rated B-; Henderson County High School (high), rated A-. All sit in Henderson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1040 Clay St, Henderson, KY compare to other homes in Henderson 42420?

Among the 12,943 homes in Henderson 42420, it is worth more than 11% of them ($72,172 against a typical $185,211), its price per square foot is higher than 20% of them ($77 against a typical $123), it is bigger than 10% of them (932 ft² against a typical 1,500 ft²), its lot is bigger than 13% of them (0.13 ac against a typical 0.28 ac) and it is newer than 35% of them (1962 against a typical 1975). Measured against all of Henderson County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1040 Clay St, Henderson, KY?

The 2025 property tax bill for 1040 Clay St, Henderson, KY was $32. The county assessed it at $52,000.

More homes on Clay St

Closest homes

More homes in Henderson 42420

Assigned schools

Explore the area

See this home in context

Open 1040 Clay St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map