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Single Family ResidenceResidential
$295,312$179 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $247,000 on Dec 20, 2021

1040 GARNET DR

CALERA, AL 35040
2
Baths
1,652 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$295K
$278K low$312K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$247,000 · Dec 20, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$48,312
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$38,650
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.84%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$239,590
CALIBER HOME LOANS INC · recorded Dec 20, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$7,410
CALIBER HOME LOANS INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,534 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$28,400 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$28,040
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$284,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySHELBY
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Calera Elementary SchoolC-
Elementary · Grades KG–2 · 0.9 mi
H
Calera High SchoolB-
High · Grades 9–12 · 1.4 mi
M
Calera Middle SchoolA
Middle · Grades 6–8 · 2.5 mi

District: Shelby County School District

Neighborhood · ZIP 35040These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.20,533
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.240 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,740
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,639
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1040 Garnet Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Calera 35040
  • Costs more per square foot than 83% of homes in Calera 35040
  • Smaller than 70% of homes in Shelby County
  • Has a smaller lot than 76% of homes in Shelby County
  • Newer than 93% of homes in Shelby County

What homes are worth in Calera 35040

Each bar is how many homes fall in that price range. The marker is this home.

This home
$93K$582K

This home is worth more than 77% of homes in Calera 35040.

How it measures up in Calera 35040

The dot is this home. The mark in the middle is the typical home in Calera 35040.

Estimated value$295,312
CheaperTypical $243,066Pricier

Pricier than 77% of homes nearby

Price per ft²$179
CheaperTypical $154Pricier

Pricier than 83% of homes nearby

Living area1,652 ft²
SmallerTypical 1,556 ft²Bigger

Bigger than 57% of homes nearby

Lot size0.19 ac
SmallerTypical 0.21 acBigger

Bigger than 44% of homes nearby

Year built2020
OlderTypical 2005Newer

Newer than 89% of homes nearby

How 1040 Garnet Dr ranks against every home in each area.
MeasureThis homeCalera 35040Shelby County
Estimated valuepricier than$295,31277% of homes36% of homes
Price per ft²pricier than$17983% of homes54% of homes
Living areabigger than1,652 ft²57% of homes30% of homes
Lot sizebigger than0.19 ac44% of homes24% of homes
Year builtnewer than202089% of homes93% of homes

About 1040 Garnet Dr

How much is 1040 Garnet Dr, Calera, AL worth?

The TopHap Estimate for 1040 Garnet Dr, Calera, AL is $295,312 as of Jul 14, 2026. The likely range is $278,446 to $312,178. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1040 Garnet Dr, Calera, AL last sell?

1040 Garnet Dr, Calera, AL last sold on Dec 20, 2021 for $247,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1040 Garnet Dr, Calera, AL?

1040 Garnet Dr, Calera, AL has 2 bathrooms, 1,652 square feet of living space and a 0.19-acre lot.

When was 1040 Garnet Dr, Calera, AL built?

1040 Garnet Dr, Calera, AL was built in 2020, making it 6 years old. The building has 1 story.

What schools serve 1040 Garnet Dr, Calera, AL?

1040 Garnet Dr, Calera, AL is assigned to Calera Elementary School (elementary), rated C-; Calera High School (high), rated B-; Calera Middle School (middle), rated A. All sit in Shelby County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1040 Garnet Dr, Calera, AL compare to other homes in Calera 35040?

Among the 7,790 homes in Calera 35040, it is worth more than 77% of them ($295,312 against a typical $243,066), its price per square foot is higher than 83% of them ($179 against a typical $154), it is bigger than 57% of them (1,652 ft² against a typical 1,556 ft²), its lot is bigger than 44% of them (0.19 ac against a typical 0.21 ac) and it is newer than 89% of them (2020 against a typical 2005). Measured against all of Shelby County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1040 Garnet Dr, Calera, AL?

The 2025 property tax bill for 1040 Garnet Dr, Calera, AL was $1,534. The county assessed it at $28,400.

Closest homes

More homes in Calera 35040

Assigned schools

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