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Single Family ResidenceResidential
$1,056,857$499 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $942,000 on Jun 27, 2023

1040 HARDING ST

WESTFIELD, NJ 07090
0
Baths
2,117 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$1.1M
$972K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$942,000 · Jun 27, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$16,569 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$722,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$491,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$231,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$722,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$722,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.0.25
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Washington Elementary SchoolA
Elementary · Grades 1–5 · 0.2 mi
H
Westfield High SchoolA-
High · Grades 9–12 · 1.6 mi
M
Roosevelt Intermediate SchoolB
Middle · Grades 6–8 · 1.6 mi

District: Westfield Town School District

Neighborhood · ZIP 07090These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.52
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.40%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.31,941
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,742 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$183,919
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$244,350
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1040 Harding St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Union County
  • Costs more per square foot than 78% of homes in Union County
  • Bigger than 65% of homes in Union County
  • Has a bigger lot than 78% of homes in Union County

What homes are worth in Westfield 07090

Each bar is how many homes fall in that price range. The marker is this home.

This home
$622K$2.6M

This home is worth more than 34% of homes in Westfield 07090.

How it measures up in Westfield 07090

The dot is this home. The mark in the middle is the typical home in Westfield 07090.

Estimated value$1,056,857
CheaperTypical $1,227,154Pricier

Pricier than 34% of homes nearby

Price per ft²$499
CheaperTypical $524Pricier

Pricier than 40% of homes nearby

Living area2,117 ft²
SmallerTypical 2,408 ft²Bigger

Bigger than 37% of homes nearby

Lot size0.25 ac
SmallerTypical 0.23 acBigger

Bigger than 58% of homes nearby

Year built1950
OlderTypical 1951Newer

Newer than 50% of homes nearby

How 1040 Harding St ranks against every home in each area.
MeasureThis homeWestfield 07090Union County
Estimated valuepricier than$1,056,85734% of homes86% of homes
Price per ft²pricier than$49940% of homes78% of homes
Living areabigger than2,117 ft²37% of homes65% of homes
Lot sizebigger than0.25 ac58% of homes78% of homes
Year builtnewer than195050% of homes51% of homes

About 1040 Harding St

How much is 1040 Harding St, Westfield, NJ worth?

The TopHap Estimate for 1040 Harding St, Westfield, NJ is $1,056,857 as of Aug 30, 2026. The likely range is $972,245 to $1,141,469. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1040 Harding St, Westfield, NJ last sell?

1040 Harding St, Westfield, NJ last sold on Jun 27, 2023 for $942,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 1040 Harding St, Westfield, NJ?

1040 Harding St, Westfield, NJ has 2,117 square feet of living space and a 0.25-acre lot.

When was 1040 Harding St, Westfield, NJ built?

1040 Harding St, Westfield, NJ was built in 1950, making it 76 years old. It is a colonial home. The building has 2 stories.

What schools serve 1040 Harding St, Westfield, NJ?

1040 Harding St, Westfield, NJ is assigned to Washington Elementary School (elementary), rated A; Westfield High School (high), rated A-; Roosevelt Intermediate School (middle), rated B. All sit in Westfield Town School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1040 Harding St, Westfield, NJ compare to other homes in Westfield 07090?

Among the 9,479 homes in Westfield 07090, it is worth more than 34% of them ($1,056,857 against a typical $1,227,154), its price per square foot is higher than 40% of them ($499 against a typical $524), it is bigger than 37% of them (2,117 ft² against a typical 2,408 ft²), its lot is bigger than 58% of them (0.25 ac against a typical 0.23 ac) and it is newer than 50% of them (1950 against a typical 1951). Measured against all of Union County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1040 Harding St, Westfield, NJ?

The 2025 property tax bill for 1040 Harding St, Westfield, NJ was $16,569. The county assessed it at $722,900.

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