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Single Family ResidenceResidential
$273,942$190 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1040 JOHN ROSS RD

CHATTANOOGA, TN 37412
2
Baths
1,440 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$274K
$257K low$291K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$191,942
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$153,554
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.30%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$82,000
FIRST VOLUNTEER BANK · recorded Apr 23, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$999 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$65,925 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$48,025
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$263,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHamilton
Lot (acres)The size of the land the home sits on, from county records.0.20
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
East Ridge Elementary SchoolD+
Elementary · Grades PK–5 · 0.2 mi
H
East Ridge High SchoolD+
High · Grades 9–12 · 0.7 mi
M
East Ridge Middle SchoolC-
Middle · Grades 6–8 · 0.7 mi

District: Hamilton County School District

Neighborhood · ZIP 37412These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.124
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.142

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.22,886
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,729 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,155
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,962
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1040 John Ross Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Hamilton County
  • Smaller than 66% of homes in Hamilton County
  • Has a smaller lot than 84% of homes in Chattanooga 37412
  • Newer than 95% of homes in Chattanooga 37412

What homes are worth in Chattanooga 37412

Each bar is how many homes fall in that price range. The marker is this home.

This home
$140K$516K

This home is worth more than 56% of homes in Chattanooga 37412.

How it measures up in Chattanooga 37412

The dot is this home. The mark in the middle is the typical home in Chattanooga 37412.

Estimated value$273,942
CheaperTypical $260,920Pricier

Pricier than 56% of homes nearby

Price per ft²$190
CheaperTypical $184Pricier

Pricier than 58% of homes nearby

Living area1,440 ft²
SmallerTypical 1,428 ft²Bigger

Bigger than 52% of homes nearby

Lot size0.2 ac
SmallerTypical 0.28 acBigger

Bigger than 16% of homes nearby

Year built2008
OlderTypical 1955Newer

Newer than 95% of homes nearby

How 1040 John Ross Rd ranks against every home in each area.
MeasureThis homeChattanooga 37412Hamilton County
Estimated valuepricier than$273,94256% of homes29% of homes
Price per ft²pricier than$19058% of homes41% of homes
Living areabigger than1,440 ft²52% of homes34% of homes
Lot sizebigger than0.2 ac16% of homes18% of homes
Year builtnewer than200895% of homes83% of homes

About 1040 John Ross Rd

How much is 1040 John Ross Rd, Chattanooga, TN worth?

The TopHap Estimate for 1040 John Ross Rd, Chattanooga, TN is $273,942 as of Jul 14, 2026. The likely range is $256,574 to $291,310. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1040 John Ross Rd, Chattanooga, TN last sell?

1040 John Ross Rd, Chattanooga, TN last sold on Jan 11, 2008, according to the county's recorded deed.

How big is 1040 John Ross Rd, Chattanooga, TN?

1040 John Ross Rd, Chattanooga, TN has 2 bathrooms, 1,440 square feet of living space and a 0.20-acre lot.

When was 1040 John Ross Rd, Chattanooga, TN built?

1040 John Ross Rd, Chattanooga, TN was built in 2008, making it 18 years old. The building has 2 stories.

What schools serve 1040 John Ross Rd, Chattanooga, TN?

1040 John Ross Rd, Chattanooga, TN is assigned to East Ridge Elementary School (elementary), rated D+; East Ridge High School (high), rated D+; East Ridge Middle School (middle), rated C-. All sit in Hamilton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1040 John Ross Rd, Chattanooga, TN compare to other homes in Chattanooga 37412?

Among the 7,576 homes in Chattanooga 37412, it is worth more than 56% of them ($273,942 against a typical $260,920), its price per square foot is higher than 58% of them ($190 against a typical $184), it is bigger than 52% of them (1,440 ft² against a typical 1,428 ft²), its lot is bigger than 16% of them (0.2 ac against a typical 0.28 ac) and it is newer than 95% of them (2008 against a typical 1955). Measured against all of Hamilton County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1040 John Ross Rd, Chattanooga, TN?

The 2025 property tax bill for 1040 John Ross Rd, Chattanooga, TN was $999. The county assessed it at $65,925.

Closest homes

More homes in Chattanooga 37412

Assigned schools

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