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Single Family ResidenceResidential
$442,583$309 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $440,000 on Mar 30, 2026

1040 S ROSE ST

TURLOCK, CA 95380
3
Beds
2
Baths
1,431 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1954
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$443K
$416K low$469K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$440,000 · Mar 30, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.103%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$432,030
UNION HOME MORTGAGE CORP · recorded Mar 30, 2026
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$15,400
UNION HOME MORTGAGE CORP
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$8,640

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,922 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$272,265 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$94,699
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$177,566
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$266,928

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
44
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
14
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTANISLAUS
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 294 ft²

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Turlock High SchoolB+
High · Grades 9–12 · 0.8 mi
E
Julien Elementary SchoolC-
Elementary · Grades KG–6 · 0.9 mi
M
Dutcher Middle SchoolB
Middle · Grades 6–8 · 1.3 mi

District: Turlock Unified School District

Neighborhood · ZIP 95380These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.150

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.1%
PopulationHow many people live in this area.42,098
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.544 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,337
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,453
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1040 S Rose St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 68% of homes in Stanislaus County
  • Older than 82% of homes in Stanislaus County

What homes are worth in Turlock 95380

Each bar is how many homes fall in that price range. The marker is this home.

This home
$252K$1.2M

This home is worth more than 57% of homes in Turlock 95380.

How it measures up in Turlock 95380

The dot is this home. The mark in the middle is the typical home in Turlock 95380.

Estimated value$442,583
CheaperTypical $426,425Pricier

Pricier than 57% of homes nearby

Price per ft²$309
CheaperTypical $307Pricier

Pricier than 52% of homes nearby

Living area1,431 ft²
SmallerTypical 1,399 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.17 ac
SmallerTypical 0.17 acBigger

Bigger than 48% of homes nearby

Year built1954
OlderTypical 1972Newer

Newer than 33% of homes nearby

How 1040 S Rose St ranks against every home in each area.
MeasureThis homeTurlock 95380Stanislaus County
Estimated valuepricier than$442,58357% of homes47% of homes
Price per ft²pricier than$30952% of homes68% of homes
Living areabigger than1,431 ft²53% of homes40% of homes
Lot sizebigger than0.17 ac48% of homes59% of homes
Year builtnewer than195433% of homes18% of homes

About 1040 S Rose St

How much is 1040 S Rose St, Turlock, CA worth?

The TopHap Estimate for 1040 S Rose St, Turlock, CA is $442,583 as of Jul 14, 2026. The likely range is $415,969 to $469,197. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1040 S Rose St, Turlock, CA last sell?

1040 S Rose St, Turlock, CA last sold on Mar 30, 2026 for $440,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 1040 S Rose St, Turlock, CA?

1040 S Rose St, Turlock, CA has 3 bedrooms, 2 bathrooms, 1,431 square feet of living space and a 0.17-acre lot.

When was 1040 S Rose St, Turlock, CA built?

1040 S Rose St, Turlock, CA was built in 1954, making it 72 years old. The building has 1 story.

What schools serve 1040 S Rose St, Turlock, CA?

1040 S Rose St, Turlock, CA is assigned to Turlock High School (high), rated B+; Julien Elementary School (elementary), rated C-; Dutcher Middle School (middle), rated B. All sit in Turlock Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1040 S Rose St, Turlock, CA compare to other homes in Turlock 95380?

Among the 9,779 homes in Turlock 95380, it is worth more than 57% of them ($442,583 against a typical $426,425), its price per square foot is higher than 52% of them ($309 against a typical $307), it is bigger than 53% of them (1,431 ft² against a typical 1,399 ft²), its lot is bigger than 48% of them (0.17 ac against a typical 0.17 ac) and it is newer than 33% of them (1954 against a typical 1972). Measured against all of Stanislaus County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1040 S Rose St, Turlock, CA?

The 2025 property tax bill for 1040 S Rose St, Turlock, CA was $2,922. The county assessed it at $272,265.

Closest homes

More homes in Turlock 95380

Assigned schools

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