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CondominiumResidential
$248,393$240 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $250,000 on Sep 22, 2025

1040 SPOTSWOOD AVE APT 103

NORFOLK, VA 23507
Building report
2
Beds
2
Baths
1,036 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,098 ft²
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$248K
$233K low$264K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$250,000 · Sep 22, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,033 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$246,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$41,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$205,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$246,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$246,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
37
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Two Family
CountyNorfolk City
Lot (acres)The size of the land the home sits on, from county records.0.03
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
W. H. Taylor Elementary SchoolA-
Elementary · Grades PK–5 · 0.1 mi
M
Blair Middle SchoolD+
Middle · Grades 6–8 · 0.4 mi
H
Maury High SchoolD
High · Grades 9–12 · 0.7 mi

District: Norfolk City Public Schools

Neighborhood · ZIP 23507These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.5,804
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,714 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,281
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$123,677
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1040 Spotswood Ave Apt 103 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Norfolk 23507
  • Costs more per square foot than 74% of homes in Norfolk city County
  • Smaller than 86% of homes in Norfolk city County
  • Has a smaller lot than 97% of homes in Norfolk city County
  • Newer than 90% of homes in Norfolk 23507

What homes are worth in Norfolk 23507

Each bar is how many homes fall in that price range. The marker is this home.

This home
$143K$1.1M

This home is worth more than 21% of homes in Norfolk 23507.

How it measures up in Norfolk 23507

The dot is this home. The mark in the middle is the typical home in Norfolk 23507.

Estimated value$248,393
CheaperTypical $520,399Pricier

Pricier than 21% of homes nearby

Price per ft²$240
CheaperTypical $223Pricier

Pricier than 66% of homes nearby

Living area1,036 ft²
SmallerTypical 2,354 ft²Bigger

Bigger than 15% of homes nearby

Lot size1,098 ft²
SmallerTypical 3,398 ft²Bigger

Bigger than 13% of homes nearby

Year built1989
OlderTypical 1925Newer

Newer than 90% of homes nearby

How 1040 Spotswood Ave Apt 103 ranks against every home in each area.
MeasureThis homeNorfolk 23507Norfolk city County
Estimated valuepricier than$248,39321% of homes23% of homes
Price per ft²pricier than$24066% of homes74% of homes
Living areabigger than1,036 ft²15% of homes14% of homes
Lot sizebigger than1,098 ft²13% of homes3% of homes
Year builtnewer than198990% of homes83% of homes

About 1040 Spotswood Ave Apt 103

How much is 1040 Spotswood Ave Apt 103, Norfolk, VA worth?

The TopHap Estimate for 1040 Spotswood Ave Apt 103, Norfolk, VA is $248,393 as of Sep 24, 2026. The likely range is $232,666 to $264,120. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1040 Spotswood Ave Apt 103, Norfolk, VA last sell?

1040 Spotswood Ave Apt 103, Norfolk, VA last sold on Sep 22, 2025 for $250,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 1040 Spotswood Ave Apt 103, Norfolk, VA?

1040 Spotswood Ave Apt 103, Norfolk, VA has 2 bedrooms, 2 bathrooms, 1,036 square feet of living space and a 0.03-acre lot.

When was 1040 Spotswood Ave Apt 103, Norfolk, VA built?

1040 Spotswood Ave Apt 103, Norfolk, VA was built in 1989, making it 37 years old. It is a two family home. The building has 1 story.

What schools serve 1040 Spotswood Ave Apt 103, Norfolk, VA?

1040 Spotswood Ave Apt 103, Norfolk, VA is assigned to W. H. Taylor Elementary School (elementary), rated A-; Blair Middle School (middle), rated D+; Maury High School (high), rated D. All sit in Norfolk City Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1040 Spotswood Ave Apt 103, Norfolk, VA compare to other homes in Norfolk 23507?

Among the 1,896 homes in Norfolk 23507, it is worth more than 21% of them ($248,393 against a typical $520,399), its price per square foot is higher than 66% of them ($240 against a typical $223), it is bigger than 15% of them (1,036 ft² against a typical 2,354 ft²), its lot is bigger than 13% of them (1,098 ft² against a typical 3,398 ft²) and it is newer than 90% of them (1989 against a typical 1925). Measured against all of Norfolk city County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1040 Spotswood Ave Apt 103, Norfolk, VA?

The 2025 property tax bill for 1040 Spotswood Ave Apt 103, Norfolk, VA was $3,033. The county assessed it at $246,600.

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