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Single Family ResidenceResidential
$59,182$76 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $20,500 on Jan 4, 2018

1040 SPRUCE ST

READING, PA 19602
3
Beds
1
Baths
774 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
436 ft²
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$59K
$51K low$68K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$20,500 · Jan 4, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$438 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$15,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$11,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$4,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBERKS
Lot (acres)The size of the land the home sits on, from county records.0.01
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Neighborhood

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(5)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Amanda E. Stout Elementary SchoolF
Elementary · Grades PK–4 · 0.1 mi
M
Southern Middle SchoolF
Middle · Grades 5–8 · 0.2 mi
H
Reading Senior High SchoolD-
High · Grades 9–12 · 1.2 mi

District: Reading School District

Neighborhood · ZIP 19602These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.162
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.131
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.38%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.19,516
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8,931 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$35,400
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$43,895
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1040 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Berks County
  • Costs less per square foot than 98% of homes in Berks County
  • Smaller than 98% of homes in Berks County
  • Among the smallest lots in Berks County
  • Newer than 84% of homes in Southside

What homes are worth in Reading 19602

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$387K

This home is worth more than 4% of homes in Reading 19602.

How it measures up in Reading 19602

The dot is this home. The mark in the middle is the typical home in Reading 19602.

Estimated value$59,182
CheaperTypical $130,927Pricier

Pricier than 4% of homes nearby

Price per ft²$76
CheaperTypical $98Pricier

Pricier than 22% of homes nearby

Living area774 ft²
SmallerTypical 1,395 ft²Bigger

Bigger than 5% of homes nearby

Lot size436 ft²
SmallerTypical 1,307 ft²Bigger

Bigger than 3% of homes nearby

Year built1900
OlderTypical 1900Newer

Newer than 81% of homes nearby

How 1040 Spruce St ranks against every home in each area.
MeasureThis homeSouthsideReading 19602Berks County
Estimated valuepricier than$59,1824% of homes4% of homesalmost no homes
Price per ft²pricier than$7619% of homes22% of homes2% of homes
Living areabigger than774 ft²7% of homes5% of homes2% of homes
Lot sizebigger than436 ft²3% of homes3% of homesalmost no homes
Year builtnewer than190084% of homes81% of homes17% of homes

About 1040 Spruce St

How much is 1040 Spruce St, Reading, PA worth?

The TopHap Estimate for 1040 Spruce St, Reading, PA is $59,182 as of Oct 21, 2026. The likely range is $50,638 to $67,726. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1040 Spruce St, Reading, PA last sell?

1040 Spruce St, Reading, PA last sold on Jan 4, 2018 for $20,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 1040 Spruce St, Reading, PA?

1040 Spruce St, Reading, PA has 3 bedrooms, 1 bathrooms, 774 square feet of living space and a 0.01-acre lot.

When was 1040 Spruce St, Reading, PA built?

1040 Spruce St, Reading, PA was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 1040 Spruce St, Reading, PA?

1040 Spruce St, Reading, PA is assigned to Amanda E. Stout Elementary School (elementary), rated F; Southern Middle School (middle), rated F; Reading Senior High School (high), rated D-. All sit in Reading School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1040 Spruce St, Reading, PA compare to other homes in Reading 19602?

Among the 4,616 homes in Reading 19602, it is worth more than 4% of them ($59,182 against a typical $130,927), its price per square foot is higher than 22% of them ($76 against a typical $98), it is bigger than 5% of them (774 ft² against a typical 1,395 ft²), its lot is bigger than 3% of them (436 ft² against a typical 1,307 ft²) and it is newer than 81% of them (1900 against a typical 1900). Measured against all of Berks County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1040 Spruce St, Reading, PA?

The 2026 property tax bill for 1040 Spruce St, Reading, PA was $438. The county assessed it at $15,500.

More homes on Spruce St

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Assigned schools

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