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Single Family ResidentialResidential
$121,900$119 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $112,500 on Jun 28, 2023

1040 STRATFORD DR

CHARLESTON, IL 61920
3
Beds
1
Baths
1,021 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$122K
$115K low$129K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$112,500 · Jun 28, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,274 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$31,228 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,432
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$27,796
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$28,337
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$93,684

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyCOLES
Lot (acres)The size of the land the home sits on, from county records.0.17
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Carl Sandburg Elementary SchoolB
Elementary · Grades 1–3 · 0.9 mi
M
Charleston Middle SchoolB
Middle · Grades 7–8 · 1.9 mi
H
Charleston High SchoolD
High · Grades 9–12 · 1.9 mi

District: Charleston Community Unit School District 1

Neighborhood · ZIP 61920These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.20,604
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.134 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,741
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,123
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1040 Stratford Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Charleston 61920
  • Costs more per square foot than 66% of homes in Coles County
  • Smaller than 84% of homes in Charleston 61920
  • Has a smaller lot than 82% of homes in Charleston 61920
  • Newer than 79% of homes in Coles County

What homes are worth in Charleston 61920

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$613K

This home is worth more than 31% of homes in Charleston 61920.

How it measures up in Charleston 61920

The dot is this home. The mark in the middle is the typical home in Charleston 61920.

Estimated value$121,900
CheaperTypical $170,587Pricier

Pricier than 31% of homes nearby

Price per ft²$119
CheaperTypical $111Pricier

Pricier than 57% of homes nearby

Living area1,021 ft²
SmallerTypical 1,530 ft²Bigger

Bigger than 16% of homes nearby

Lot size0.17 ac
SmallerTypical 0.3 acBigger

Bigger than 18% of homes nearby

Year built1983
OlderTypical 1965Newer

Newer than 72% of homes nearby

How 1040 Stratford Dr ranks against every home in each area.
MeasureThis homeCharleston 61920Coles County
Estimated valuepricier than$121,90031% of homes41% of homes
Price per ft²pricier than$11957% of homes66% of homes
Living areabigger than1,021 ft²16% of homes20% of homes
Lot sizebigger than0.17 ac18% of homes29% of homes
Year builtnewer than198372% of homes79% of homes

About 1040 Stratford Dr

How much is 1040 Stratford Dr, Charleston, IL worth?

The TopHap Estimate for 1040 Stratford Dr, Charleston, IL is $121,900 as of Aug 30, 2026. The likely range is $115,003 to $128,797. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1040 Stratford Dr, Charleston, IL last sell?

1040 Stratford Dr, Charleston, IL last sold on Jun 28, 2023 for $112,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 1040 Stratford Dr, Charleston, IL?

1040 Stratford Dr, Charleston, IL has 3 bedrooms, 1 bathrooms, 1,021 square feet of living space and a 0.17-acre lot.

When was 1040 Stratford Dr, Charleston, IL built?

1040 Stratford Dr, Charleston, IL was built in 1983, making it 43 years old. The building has 1 story.

What schools serve 1040 Stratford Dr, Charleston, IL?

1040 Stratford Dr, Charleston, IL is assigned to Carl Sandburg Elementary School (elementary), rated B; Charleston Middle School (middle), rated B; Charleston High School (high), rated D. All sit in Charleston Community Unit School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1040 Stratford Dr, Charleston, IL compare to other homes in Charleston 61920?

Among the 6,491 homes in Charleston 61920, it is worth more than 31% of them ($121,900 against a typical $170,587), its price per square foot is higher than 57% of them ($119 against a typical $111), it is bigger than 16% of them (1,021 ft² against a typical 1,530 ft²), its lot is bigger than 18% of them (0.17 ac against a typical 0.3 ac) and it is newer than 72% of them (1983 against a typical 1965). Measured against all of Coles County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1040 Stratford Dr, Charleston, IL?

The 2025 property tax bill for 1040 Stratford Dr, Charleston, IL was $2,274. The county assessed it at $31,228.

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