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Single Family ResidenceResidential
$169,940$73 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $29,000 on Sep 1, 1990

1040 W CHIPPEWA RIVER RD

MIDLAND, MI 48640
3
Baths
2,332 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.92 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.

Valuation

$170K
$157K low$182K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$29,000 · Sep 1, 1990

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,945 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$62,000 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$59,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$124,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMIDLAND
Lot (acres)The size of the land the home sits on, from county records.0.92
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Floyd SchoolA-
Elementary · Grades KG–5 · 0.2 mi
M
Bullock Creek Middle SchoolB+
Middle · Grades 6–8 · 5.9 mi
H
Bullock Creek High SchoolB+
High · Grades 9–12 · 6.1 mi

District: Bullock Creek School District

Neighborhood · ZIP 48640These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.32,324
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.290 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,196
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,376
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1040 W Chippewa River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Midland 48640
  • Among the lowest price per square foot in Midland 48640
  • Bigger than 85% of homes in Midland County

What homes are worth in Midland 48640

Each bar is how many homes fall in that price range. The marker is this home.

This home
$83K$599K

This home is worth more than 19% of homes in Midland 48640.

How it measures up in Midland 48640

The dot is this home. The mark in the middle is the typical home in Midland 48640.

Estimated value$169,940
CheaperTypical $246,617Pricier

Pricier than 19% of homes nearby

Price per ft²$73
CheaperTypical $163Pricier

Cheaper than almost all homes nearby

Living area2,332 ft²
SmallerTypical 1,537 ft²Bigger

Bigger than 83% of homes nearby

Lot size0.92 ac
SmallerTypical 0.48 acBigger

Bigger than 64% of homes nearby

How 1040 W Chippewa River Rd ranks against every home in each area.
MeasureThis homeMidland 48640Midland County
Estimated valuepricier than$169,94019% of homes21% of homes
Price per ft²pricier than$73almost no homesalmost no homes
Living areabigger than2,332 ft²83% of homes85% of homes
Lot sizebigger than0.92 ac64% of homes56% of homes

About 1040 W Chippewa River Rd

How much is 1040 W Chippewa River Rd, Midland, MI worth?

The TopHap Estimate for 1040 W Chippewa River Rd, Midland, MI is $169,940 as of Aug 30, 2026. The likely range is $157,391 to $182,489. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1040 W Chippewa River Rd, Midland, MI last sell?

1040 W Chippewa River Rd, Midland, MI last sold on Sep 1, 1990 for $29,000, according to the county's recorded deed.

How big is 1040 W Chippewa River Rd, Midland, MI?

1040 W Chippewa River Rd, Midland, MI has 3 bathrooms, 2,332 square feet of living space and a 0.92-acre lot.

What schools serve 1040 W Chippewa River Rd, Midland, MI?

1040 W Chippewa River Rd, Midland, MI is assigned to Floyd School (elementary), rated A-; Bullock Creek Middle School (middle), rated B+; Bullock Creek High School (high), rated B+. All sit in Bullock Creek School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1040 W Chippewa River Rd, Midland, MI compare to other homes in Midland 48640?

Among the 11,805 homes in Midland 48640, it is worth more than 19% of them ($169,940 against a typical $246,617), its price per square foot is higher than almost none of them ($73 against a typical $163), it is bigger than 83% of them (2,332 ft² against a typical 1,537 ft²) and its lot is bigger than 64% of them (0.92 ac against a typical 0.48 ac). Measured against all of Midland County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1040 W Chippewa River Rd, Midland, MI?

The 2025 property tax bill for 1040 W Chippewa River Rd, Midland, MI was $1,945. The county assessed it at $62,000.

More homes on W Chippewa River Rd

Closest homes

More homes in Midland 48640

Assigned schools

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