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Single Family ResidenceResidential
$220,716$133 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

1040 W VINE ST

ALBANY, IN 47320
3
Beds
2
Baths
1,664 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$221K
$209K low$232K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,628 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$183,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$173,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$144,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$183,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDELAWARE
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Albany Elementary SchoolB-
Elementary · Grades KG–5 · 0.3 mi
M
Delta Middle SchoolB
Middle · Grades 6–8 · 5.3 mi
H
Delta High School
High · Grades 9–12 · 5.3 mi

District: Delaware Community School Corporation

Neighborhood · ZIP 47320These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.213
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.4,167
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.111 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,261
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,094
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1040 W Vine St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Delaware County
  • Costs more per square foot than 80% of homes in Delaware County
  • Has a smaller lot than 71% of homes in Albany 47320

What homes are worth in Albany 47320

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$590K

This home is worth more than 67% of homes in Albany 47320.

How it measures up in Albany 47320

The dot is this home. The mark in the middle is the typical home in Albany 47320.

Estimated value$220,716
CheaperTypical $166,199Pricier

Pricier than 67% of homes nearby

Price per ft²$133
CheaperTypical $106Pricier

Pricier than 77% of homes nearby

Living area1,664 ft²
SmallerTypical 1,653 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.24 ac
SmallerTypical 0.49 acBigger

Bigger than 29% of homes nearby

Year built1960
OlderTypical 1961Newer

Newer than 49% of homes nearby

How 1040 W Vine St ranks against every home in each area.
MeasureThis homeAlbany 47320Delaware County
Estimated valuepricier than$220,71667% of homes72% of homes
Price per ft²pricier than$13377% of homes80% of homes
Living areabigger than1,664 ft²51% of homes54% of homes
Lot sizebigger than0.24 ac29% of homes44% of homes
Year builtnewer than196049% of homes54% of homes

About 1040 W Vine St

How much is 1040 W Vine St, Albany, IN worth?

The TopHap Estimate for 1040 W Vine St, Albany, IN is $220,716 as of Oct 21, 2026. The likely range is $208,972 to $232,460. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1040 W Vine St, Albany, IN last sell?

1040 W Vine St, Albany, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1040 W Vine St, Albany, IN?

1040 W Vine St, Albany, IN has 3 bedrooms, 2 bathrooms, 1,664 square feet of living space and a 0.24-acre lot.

When was 1040 W Vine St, Albany, IN built?

1040 W Vine St, Albany, IN was built in 1960, making it 66 years old. The building has 1 story.

What schools serve 1040 W Vine St, Albany, IN?

1040 W Vine St, Albany, IN is assigned to Albany Elementary School (elementary), rated B-; Delta Middle School (middle), rated B; Delta High School (high). All sit in Delaware Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1040 W Vine St, Albany, IN compare to other homes in Albany 47320?

Among the 1,755 homes in Albany 47320, it is worth more than 67% of them ($220,716 against a typical $166,199), its price per square foot is higher than 77% of them ($133 against a typical $106), it is bigger than 51% of them (1,664 ft² against a typical 1,653 ft²), its lot is bigger than 29% of them (0.24 ac against a typical 0.49 ac) and it is newer than 49% of them (1960 against a typical 1961). Measured against all of Delaware County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1040 W Vine St, Albany, IN?

The 2025 property tax bill for 1040 W Vine St, Albany, IN was $1,628. The county assessed it at $183,000.

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