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Single Family ResidenceResidential
$76,037$31 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $172,567 on Feb 28, 2025

1040 WHITCOMB ST

GARY, IN 46404
2
Beds
1
Baths
2,448 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1942
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$76K
$66K low$86K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$172,567 · Feb 28, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,618 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$99,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$90,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$67,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$99,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLAKE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.0.11
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Alley

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
McCullough AcademyD+
Elementary · Grades KG–5 · 0.8 mi
H
West Side Leadership AcademyF
High · Grades 9–12 · 1.2 mi
M
Bailly STEM AcademyC-
Middle · Grades 6–8 · 5.1 mi

District: Gary Community School Corporation

Neighborhood · ZIP 46404These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.147
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.28%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.15,964
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,738 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$47,229
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$59,379
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1040 Whitcomb St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Lake County
  • Costs less per square foot than 97% of homes in Lake County
  • Bigger than 91% of homes in Gary 46404
  • Has a smaller lot than 84% of homes in Lake County
  • Older than 79% of homes in Lake County

What homes are worth in Gary 46404

Each bar is how many homes fall in that price range. The marker is this home.

This home
$32K$269K

This home is worth more than 27% of homes in Gary 46404.

How it measures up in Gary 46404

The dot is this home. The mark in the middle is the typical home in Gary 46404.

Estimated value$76,037
CheaperTypical $101,096Pricier

Pricier than 27% of homes nearby

Price per ft²$31
CheaperTypical $79Pricier

Pricier than 6% of homes nearby

Living area2,448 ft²
SmallerTypical 1,408 ft²Bigger

Bigger than 91% of homes nearby

Lot size0.11 ac
SmallerTypical 0.14 acBigger

Bigger than 20% of homes nearby

Year built1942
OlderTypical 1950Newer

Newer than 38% of homes nearby

How 1040 Whitcomb St ranks against every home in each area.
MeasureThis homeGary 46404Lake County
Estimated valuepricier than$76,03727% of homes8% of homes
Price per ft²pricier than$316% of homes3% of homes
Living areabigger than2,448 ft²91% of homes79% of homes
Lot sizebigger than0.11 ac20% of homes16% of homes
Year builtnewer than194238% of homes21% of homes

About 1040 Whitcomb St

How much is 1040 Whitcomb St, Gary, IN worth?

The TopHap Estimate for 1040 Whitcomb St, Gary, IN is $76,037 as of Aug 30, 2026. The likely range is $65,769 to $86,305. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1040 Whitcomb St, Gary, IN last sell?

1040 Whitcomb St, Gary, IN last sold on Feb 28, 2025 for $172,567, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1040 Whitcomb St, Gary, IN?

1040 Whitcomb St, Gary, IN has 2 bedrooms, 1 bathrooms, 2,448 square feet of living space and a 0.11-acre lot.

When was 1040 Whitcomb St, Gary, IN built?

1040 Whitcomb St, Gary, IN was built in 1942, making it 84 years old. The building has 1 story.

What schools serve 1040 Whitcomb St, Gary, IN?

1040 Whitcomb St, Gary, IN is assigned to McCullough Academy (elementary), rated D+; West Side Leadership Academy (high), rated F; Bailly STEM Academy (middle), rated C-. All sit in Gary Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1040 Whitcomb St, Gary, IN compare to other homes in Gary 46404?

Among the 6,442 homes in Gary 46404, it is worth more than 27% of them ($76,037 against a typical $101,096), its price per square foot is higher than 6% of them ($31 against a typical $79), it is bigger than 91% of them (2,448 ft² against a typical 1,408 ft²), its lot is bigger than 20% of them (0.11 ac against a typical 0.14 ac) and it is newer than 38% of them (1942 against a typical 1950). Measured against all of Lake County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1040 Whitcomb St, Gary, IN?

The 2024 property tax bill for 1040 Whitcomb St, Gary, IN was $1,618. The county assessed it at $99,200.

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