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Single Family ResidenceResidential
$47,195
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 52How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

1040 WHITE ROCK AVE

SALISBURY, NC 28146
0
Baths
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.

Valuation

$47K
$24K low$70K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$109 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$17,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$17,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$17,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.8
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyROWAN
Lot (acres)The size of the land the home sits on, from county records.0.23
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Erwin Middle SchoolD-
Middle · Grades 6–8 · 1.2 mi
E
Granite Quarry Elementary SchoolB
Elementary · Grades PK–5 · 1.2 mi
H
East Rowan High SchoolC
High · Grades 9–12 · 1.3 mi

District: Rowan-Salisbury Schools

Neighborhood · ZIP 28146These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.29,925
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.281 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,393
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,136
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1040 White Rock Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Salisbury 28146
  • Has a smaller lot than 91% of homes in Salisbury 28146
  • Newer than 71% of homes in Rowan County

What homes are worth in Salisbury 28146

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$820K

This home is worth more than 2% of homes in Salisbury 28146.

How it measures up in Salisbury 28146

The dot is this home. The mark in the middle is the typical home in Salisbury 28146.

Estimated value$47,195
CheaperTypical $277,334Pricier

Pricier than 2% of homes nearby

Lot size0.23 ac
SmallerTypical 0.74 acBigger

Bigger than 9% of homes nearby

Year built1998
OlderTypical 1990Newer

Newer than 66% of homes nearby

How 1040 White Rock Ave ranks against every home in each area.
MeasureThis homeSalisbury 28146Rowan County
Estimated valuepricier than$47,1952% of homes2% of homes
Lot sizebigger than0.23 ac9% of homes14% of homes
Year builtnewer than199866% of homes71% of homes

About 1040 White Rock Ave

How much is 1040 White Rock Ave, Salisbury, NC worth?

The TopHap Estimate for 1040 White Rock Ave, Salisbury, NC is $47,195 as of Aug 30, 2026. The likely range is $24,375 to $70,015. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1040 White Rock Ave, Salisbury, NC last sell?

1040 White Rock Ave, Salisbury, NC last sold on Jan 1, 1900, according to the county's recorded deed.

When was 1040 White Rock Ave, Salisbury, NC built?

1040 White Rock Ave, Salisbury, NC was built in 1998, making it 28 years old.

What schools serve 1040 White Rock Ave, Salisbury, NC?

1040 White Rock Ave, Salisbury, NC is assigned to Erwin Middle School (middle), rated D-; Granite Quarry Elementary School (elementary), rated B; East Rowan High School (high), rated C. All sit in Rowan-Salisbury Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1040 White Rock Ave, Salisbury, NC compare to other homes in Salisbury 28146?

Among the 13,403 homes in Salisbury 28146, it is worth more than 2% of them ($47,195 against a typical $277,334), its lot is bigger than 9% of them (0.23 ac against a typical 0.74 ac) and it is newer than 66% of them (1998 against a typical 1990). Measured against all of Rowan County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1040 White Rock Ave, Salisbury, NC?

The 2026 property tax bill for 1040 White Rock Ave, Salisbury, NC was $109. The county assessed it at $17,100.

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Assigned schools

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