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Single Family ResidenceResidential
$683,565$359 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $670,000 on May 19, 2022

10404 E RUFF LN

CHATTAROY, WA 99003
2
Beds
2.5
Baths
1,904 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10.01 ac
Lot SizeThe size of the land the home sits on, from county records.
2016
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$684K
$644K low$723K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$670,000 · May 19, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$147,565
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$118,052
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.81%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$536,000
HOMEBRIDGE FINANCIAL SERVICES INC · recorded May 19, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,060 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$579,070 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$122,070
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$457,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$641,470
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$579,070

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountySPOKANE
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 60 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Riverside Middle SchoolB+
Middle · Grades 6–8 · 4.3 mi
H
Riverside High SchoolB-
High · Grades 9–12 · 4.3 mi
E
Riverside Elementary SchoolB-
Elementary · Grades PK–5 · 4.4 mi

District: Riverside School District

Neighborhood · ZIP 99003These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.5,461
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.78 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,949
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,903
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10404 E Ruff Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Spokane County
  • Costs more per square foot than 95% of homes in Spokane County
  • Has a bigger lot than 97% of homes in Spokane County
  • Newer than 90% of homes in Spokane County

What homes are worth in Chattaroy 99003

Each bar is how many homes fall in that price range. The marker is this home.

This home
$196K$1.1M

This home is worth more than 73% of homes in Chattaroy 99003.

How it measures up in Chattaroy 99003

The dot is this home. The mark in the middle is the typical home in Chattaroy 99003.

Estimated value$683,565
CheaperTypical $573,431Pricier

Pricier than 73% of homes nearby

Price per ft²$359
CheaperTypical $257Pricier

Pricier than 88% of homes nearby

Living area1,904 ft²
SmallerTypical 1,852 ft²Bigger

Bigger than 52% of homes nearby

Lot size10.01 ac
SmallerTypical 7.06 acBigger

Bigger than 72% of homes nearby

Year built2016
OlderTypical 1993Newer

Newer than 86% of homes nearby

How 10404 E Ruff Ln ranks against every home in each area.
MeasureThis homeChattaroy 99003Spokane County
Estimated valuepricier than$683,56573% of homes87% of homes
Price per ft²pricier than$35988% of homes95% of homes
Living areabigger than1,904 ft²52% of homes56% of homes
Lot sizebigger than10.01 ac72% of homes97% of homes
Year builtnewer than201686% of homes90% of homes

About 10404 E Ruff Ln

How much is 10404 E Ruff Ln, Chattaroy, WA worth?

The TopHap Estimate for 10404 E Ruff Ln, Chattaroy, WA is $683,565 as of Jul 14, 2026. The likely range is $643,774 to $723,356. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10404 E Ruff Ln, Chattaroy, WA last sell?

10404 E Ruff Ln, Chattaroy, WA last sold on May 19, 2022 for $670,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 10404 E Ruff Ln, Chattaroy, WA?

10404 E Ruff Ln, Chattaroy, WA has 2 bedrooms, 2.5 bathrooms and 1,904 square feet of living space.

When was 10404 E Ruff Ln, Chattaroy, WA built?

10404 E Ruff Ln, Chattaroy, WA was built in 2016, making it 10 years old. It is a conventional home. The building has 1 story.

What schools serve 10404 E Ruff Ln, Chattaroy, WA?

10404 E Ruff Ln, Chattaroy, WA is assigned to Riverside Middle School (middle), rated B+; Riverside High School (high), rated B-; Riverside Elementary School (elementary), rated B-. All sit in Riverside School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10404 E Ruff Ln, Chattaroy, WA compare to other homes in Chattaroy 99003?

Among the 2,152 homes in Chattaroy 99003, it is worth more than 73% of them ($683,565 against a typical $573,431), its price per square foot is higher than 88% of them ($359 against a typical $257), it is bigger than 52% of them (1,904 ft² against a typical 1,852 ft²), its lot is bigger than 72% of them (10.01 ac against a typical 7.06 ac) and it is newer than 86% of them (2016 against a typical 1993). Measured against all of Spokane County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10404 E Ruff Ln, Chattaroy, WA?

The 2026 property tax bill for 10404 E Ruff Ln, Chattaroy, WA was $5,060. The county assessed it at $579,070.

Closest homes

More homes in Chattaroy 99003

Assigned schools

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