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Single Family ResidenceResidential
$361,619$145 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $305,000 on Oct 6, 2020

1041 RIDGETOP DR

CHATTANOOGA, TN 37421
2
Baths
2,486 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.57 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$362K
$343K low$380K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$305,000 · Oct 6, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,476 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$97,375 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$72,025
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$389,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHamilton
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1978
Lot (acres)The size of the land the home sits on, from county records.0.57
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
East Brainerd Elementary SchoolC+
Elementary · Grades PK–5 · 2.3 mi
H
East Hamilton High SchoolA
High · Grades 9–12 · 4.4 mi
M
East Hamilton Middle SchoolC
Middle · Grades 6–8 · 6.5 mi

District: Hamilton County School District

Neighborhood · ZIP 37421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.126
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.143

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.55,644
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,818 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,889
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,720
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1041 Ridgetop Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 94% of homes in Chattanooga 37421
  • Bigger than 82% of homes in Hickory Valley / Hamilton Place
  • Has a bigger lot than 76% of homes in Hickory Valley / Hamilton Place
  • Older than 80% of homes in Chattanooga 37421

What homes are worth in Chattanooga 37421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$175K$905K

This home is worth more than 47% of homes in Chattanooga 37421.

How it measures up in Chattanooga 37421

The dot is this home. The mark in the middle is the typical home in Chattanooga 37421.

Estimated value$361,619
CheaperTypical $368,308Pricier

Pricier than 47% of homes nearby

Price per ft²$145
CheaperTypical $196Pricier

Pricier than 6% of homes nearby

Living area2,486 ft²
SmallerTypical 1,916 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.57 ac
SmallerTypical 0.36 acBigger

Bigger than 73% of homes nearby

Year built1965
OlderTypical 1988Newer

Newer than 20% of homes nearby

How 1041 Ridgetop Dr ranks against every home in each area.
MeasureThis homeHickory Valley / Hamilton PlaceChattanooga 37421Hamilton County
Estimated valuepricier than$361,61955% of homes47% of homes54% of homes
Price per ft²pricier than$1457% of homes6% of homes14% of homes
Living areabigger than2,486 ft²82% of homes77% of homes79% of homes
Lot sizebigger than0.57 ac76% of homes73% of homes66% of homes
Year builtnewer than196525% of homes20% of homes35% of homes

About 1041 Ridgetop Dr

How much is 1041 Ridgetop Dr, Chattanooga, TN worth?

The TopHap Estimate for 1041 Ridgetop Dr, Chattanooga, TN is $361,619 as of Sep 24, 2026. The likely range is $343,402 to $379,836. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1041 Ridgetop Dr, Chattanooga, TN last sell?

1041 Ridgetop Dr, Chattanooga, TN last sold on Oct 6, 2020 for $305,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1041 Ridgetop Dr, Chattanooga, TN?

1041 Ridgetop Dr, Chattanooga, TN has 2 bathrooms, 2,486 square feet of living space and a 0.57-acre lot.

When was 1041 Ridgetop Dr, Chattanooga, TN built?

1041 Ridgetop Dr, Chattanooga, TN was built in 1965, making it 61 years old. It is a ranch home. The building has 1 story.

What schools serve 1041 Ridgetop Dr, Chattanooga, TN?

1041 Ridgetop Dr, Chattanooga, TN is assigned to East Brainerd Elementary School (elementary), rated C+; East Hamilton High School (high), rated A; East Hamilton Middle School (middle), rated C. All sit in Hamilton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1041 Ridgetop Dr, Chattanooga, TN compare to other homes in Chattanooga 37421?

Among the 16,254 homes in Chattanooga 37421, it is worth more than 47% of them ($361,619 against a typical $368,308), its price per square foot is higher than 6% of them ($145 against a typical $196), it is bigger than 77% of them (2,486 ft² against a typical 1,916 ft²), its lot is bigger than 73% of them (0.57 ac against a typical 0.36 ac) and it is newer than 20% of them (1965 against a typical 1988). Measured against all of Hamilton County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1041 Ridgetop Dr, Chattanooga, TN?

The 2025 property tax bill for 1041 Ridgetop Dr, Chattanooga, TN was $1,476. The county assessed it at $97,375.

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