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Single Family ResidenceResidential
$493,455$232 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

1042 MONTGOMERY ST

CHICOPEE, MA 01013
3
Beds
3 / 1
Baths
2,128 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$493K
$468K low$519K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,898 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$455,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$117,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$337,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$455,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.20
54
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
36
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyHampden
Lot (acres)The size of the land the home sits on, from county records.0.49
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Chicopee Comprehensive High SchoolD+
High · Grades 9–12 · 0.7 mi
E
Lambert-LavoieC+
Elementary · Grades PK–5 · 0.7 mi
M
Dupont Middle SchoolC-
Middle · Grades 6–8 · 2.7 mi

District: Chicopee School District

Neighborhood · ZIP 01013These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.23,119
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,814 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,915
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,546
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1042 Montgomery St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Chicopee 01013
  • Bigger than 78% of homes in Chicopee 01013
  • Has a bigger lot than 95% of homes in Chicopee 01013
  • Newer than 96% of homes in Chicopee 01013

What homes are worth in Chicopee 01013

Each bar is how many homes fall in that price range. The marker is this home.

This home
$162K$486K

This home is worth more than 98% of homes in Chicopee 01013.

How it measures up in Chicopee 01013

The dot is this home. The mark in the middle is the typical home in Chicopee 01013.

Estimated value$493,455
CheaperTypical $294,937Pricier

Pricier than 98% of homes nearby

Price per ft²$232
CheaperTypical $244Pricier

Pricier than 40% of homes nearby

Living area2,128 ft²
SmallerTypical 1,350 ft²Bigger

Bigger than 78% of homes nearby

Lot size0.49 ac
SmallerTypical 0.19 acBigger

Bigger than 95% of homes nearby

Year built2003
OlderTypical 1951Newer

Newer than 96% of homes nearby

How 1042 Montgomery St ranks against every home in each area.
MeasureThis homeChicopee 01013Hampden County
Estimated valuepricier than$493,45598% of homes84% of homes
Price per ft²pricier than$23240% of homes42% of homes
Living areabigger than2,128 ft²78% of homes76% of homes
Lot sizebigger than0.49 ac95% of homes68% of homes
Year builtnewer than200396% of homes94% of homes

About 1042 Montgomery St

How much is 1042 Montgomery St, Chicopee, MA worth?

The TopHap Estimate for 1042 Montgomery St, Chicopee, MA is $493,455 as of Aug 30, 2026. The likely range is $468,394 to $518,516. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1042 Montgomery St, Chicopee, MA?

1042 Montgomery St, Chicopee, MA has 3 bedrooms, 3 bathrooms, 2,128 square feet of living space and a 0.49-acre lot.

When was 1042 Montgomery St, Chicopee, MA built?

1042 Montgomery St, Chicopee, MA was built in 2003, making it 23 years old. It is a colonial home. The building has 2 stories.

What schools serve 1042 Montgomery St, Chicopee, MA?

1042 Montgomery St, Chicopee, MA is assigned to Chicopee Comprehensive High School (high), rated D+; Lambert-Lavoie (elementary), rated C+; Dupont Middle School (middle), rated C-. All sit in Chicopee School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1042 Montgomery St, Chicopee, MA compare to other homes in Chicopee 01013?

Among the 5,691 homes in Chicopee 01013, it is worth more than 98% of them ($493,455 against a typical $294,937), its price per square foot is higher than 40% of them ($232 against a typical $244), it is bigger than 78% of them (2,128 ft² against a typical 1,350 ft²), its lot is bigger than 95% of them (0.49 ac against a typical 0.19 ac) and it is newer than 96% of them (2003 against a typical 1951). Measured against all of Hampden County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1042 Montgomery St, Chicopee, MA?

The 2025 property tax bill for 1042 Montgomery St, Chicopee, MA was $6,898. The county assessed it at $455,000.

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Assigned schools

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