Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$741,637$436 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $645,000 on Jun 23, 2020

10428 LOMA RANCHO DR

SPRING VALLEY, CA 91978
3
Beds
2
Baths
1,701 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$742K
$705K low$779K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$645,000 · Jun 23, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,066 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$719,506 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$334,654
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$384,852
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$705,399

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
64
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
38
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
15
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
87
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.34
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Loma Elementary SchoolC
Elementary · Grades KG–5 · 0.2 mi
H
Monte Vista High SchoolB-
High · Grades 9–12 · 0.4 mi
M
Spring Valley AcademyD+
Middle · Grades 6–8 · 1.4 mi

District: La Mesa-Spring Valley School District

Neighborhood · ZIP 91978These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.52
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.180

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.10,119
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,243 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,785
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$120,340
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10428 Loma Rancho Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in San Diego County
  • Costs less per square foot than 83% of homes in San Diego County
  • Older than 74% of homes in Spring Valley 91978

What homes are worth in Spring Valley 91978

Each bar is how many homes fall in that price range. The marker is this home.

This home
$425K$1.2M

This home is worth more than 50% of homes in Spring Valley 91978.

How it measures up in Spring Valley 91978

The dot is this home. The mark in the middle is the typical home in Spring Valley 91978.

Estimated value$741,637
CheaperTypical $742,216Pricier

Pricier than 50% of homes nearby

Price per ft²$436
CheaperTypical $426Pricier

Pricier than 55% of homes nearby

Living area1,701 ft²
SmallerTypical 1,652 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.34 ac
SmallerTypical 0.39 acBigger

Bigger than 49% of homes nearby

Year built1973
OlderTypical 1980Newer

Newer than 26% of homes nearby

How 10428 Loma Rancho Dr ranks against every home in each area.
MeasureThis homeSpring ValleySpring Valley 91978San Diego County
Estimated valuepricier than$741,63758% of homes50% of homes33% of homes
Price per ft²pricier than$43648% of homes55% of homes17% of homes
Living areabigger than1,701 ft²58% of homes54% of homes61% of homes
Lot sizebigger than0.34 ac54% of homes49% of homes56% of homes
Year builtnewer than197336% of homes26% of homes29% of homes

About 10428 Loma Rancho Dr

How much is 10428 Loma Rancho Dr, Spring Valley, CA worth?

The TopHap Estimate for 10428 Loma Rancho Dr, Spring Valley, CA is $741,637 as of Sep 24, 2026. The likely range is $704,553 to $778,721. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10428 Loma Rancho Dr, Spring Valley, CA last sell?

10428 Loma Rancho Dr, Spring Valley, CA last sold on Jun 23, 2020 for $645,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 10428 Loma Rancho Dr, Spring Valley, CA?

10428 Loma Rancho Dr, Spring Valley, CA has 3 bedrooms, 2 bathrooms, 1,701 square feet of living space and a 0.34-acre lot.

When was 10428 Loma Rancho Dr, Spring Valley, CA built?

10428 Loma Rancho Dr, Spring Valley, CA was built in 1973, making it 53 years old.

What schools serve 10428 Loma Rancho Dr, Spring Valley, CA?

10428 Loma Rancho Dr, Spring Valley, CA is assigned to Loma Elementary School (elementary), rated C; Monte Vista High School (high), rated B-; Spring Valley Academy (middle), rated D+. All sit in La Mesa-Spring Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10428 Loma Rancho Dr, Spring Valley, CA compare to other homes in Spring Valley 91978?

Among the 2,856 homes in Spring Valley 91978, it is worth more than 50% of them ($741,637 against a typical $742,216), its price per square foot is higher than 55% of them ($436 against a typical $426), it is bigger than 54% of them (1,701 ft² against a typical 1,652 ft²), its lot is bigger than 49% of them (0.34 ac against a typical 0.39 ac) and it is newer than 26% of them (1973 against a typical 1980). Measured against all of San Diego County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10428 Loma Rancho Dr, Spring Valley, CA?

The 2025 property tax bill for 10428 Loma Rancho Dr, Spring Valley, CA was $9,066. The county assessed it at $719,506.

More homes on Loma Rancho Dr

Closest homes

More homes in Spring Valley 91978

Assigned schools

Explore the area

See this home in context

Open 10428 Loma Rancho Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map