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Single Family ResidenceResidential
$226,104
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

10436 SPRUCE

HAYWARD, WI 54843
0
Baths
0.62 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$226K
$194K low$258K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,940 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$186,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$154,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$105,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$187,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySawyer
Lot (acres)The size of the land the home sits on, from county records.0.62

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hayward Middle SchoolC+
Middle · Grades 6–8 · 0.4 mi
H
Hayward High SchoolB-
High · Grades 9–12 · 0.5 mi
E
Hayward Primary School
Elementary · Grades PK–2 · 0.6 mi

District: Hayward Community School District

Neighborhood · ZIP 54843These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.8

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.60%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.13,317
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.25 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,193
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,165
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10436 Spruce measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Hayward 54843
  • Has a smaller lot than 79% of homes in Sawyer County

What homes are worth in Hayward 54843

Each bar is how many homes fall in that price range. The marker is this home.

This home
$111K$1.3M

This home is worth more than 19% of homes in Hayward 54843.

How it measures up in Hayward 54843

The dot is this home. The mark in the middle is the typical home in Hayward 54843.

Estimated value$226,104
CheaperTypical $373,906Pricier

Pricier than 19% of homes nearby

Lot size0.62 ac
SmallerTypical 1.4 acBigger

Bigger than 23% of homes nearby

How 10436 Spruce ranks against every home in each area.
MeasureThis homeHayward 54843Sawyer County
Estimated valuepricier than$226,10419% of homes31% of homes
Lot sizebigger than0.62 ac23% of homes21% of homes

About 10436 Spruce

How much is 10436 Spruce, Hayward, WI worth?

The TopHap Estimate for 10436 Spruce, Hayward, WI is $226,104 as of Sep 24, 2026. The likely range is $194,112 to $258,096. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

What schools serve 10436 Spruce, Hayward, WI?

10436 Spruce, Hayward, WI is assigned to Hayward Middle School (middle), rated C+; Hayward High School (high), rated B-; Hayward Primary School (elementary). All sit in Hayward Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10436 Spruce, Hayward, WI compare to other homes in Hayward 54843?

Among the 8,587 homes in Hayward 54843, it is worth more than 19% of them ($226,104 against a typical $373,906) and its lot is bigger than 23% of them (0.62 ac against a typical 1.4 ac). Measured against all of Sawyer County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10436 Spruce, Hayward, WI?

The 2025 property tax bill for 10436 Spruce, Hayward, WI was $1,940. The county assessed it at $186,600.

More homes on Spruce

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Assigned schools

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