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CondominiumResidential
$253,400$204 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

10438 MONTICELLO FOREST CIR

LOUISVILLE, KY 40299
2
Baths
1,245 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
185.9 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$253K
$231K low$276K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,855 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$211,650 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$211,650
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$211,650

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
87
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyJEFFERSON
Lot (acres)The size of the land the home sits on, from county records.185.90
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Carrithers Middle SchoolD-
Middle · Grades 6–8 · 0.5 mi
E
Jeffersontown Elementary SchoolD-
Elementary · Grades KG–5 · 1.2 mi
H
Jeffersontown High SchoolD
High · Grades 9–12 · 1.9 mi

District: Jefferson County School District

Neighborhood · ZIP 40299These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.46,546
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.869 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,021
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$111,360
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10438 Monticello Forest Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Louisville 40299
  • Smaller than 75% of homes in Louisville 40299
  • Among the largest lots in Jeffersontown
  • Newer than 95% of homes in Jeffersontown

What homes are worth in Louisville 40299

Each bar is how many homes fall in that price range. The marker is this home.

This home
$190K$749K

This home is worth more than 18% of homes in Louisville 40299.

How it measures up in Louisville 40299

The dot is this home. The mark in the middle is the typical home in Louisville 40299.

Estimated value$253,400
CheaperTypical $334,064Pricier

Pricier than 18% of homes nearby

Price per ft²$204
CheaperTypical $208Pricier

Pricier than 45% of homes nearby

Living area1,245 ft²
SmallerTypical 1,600 ft²Bigger

Bigger than 25% of homes nearby

Lot size185.9 ac
SmallerTypical 0.24 acBigger

Bigger than almost all homes nearby

Year built2003
OlderTypical 1990Newer

Newer than 84% of homes nearby

How 10438 Monticello Forest Cir ranks against every home in each area.
MeasureThis homeJeffersontownLouisville 40299Jefferson County
Estimated valuepricier than$253,40026% of homes18% of homes48% of homes
Price per ft²pricier than$20445% of homes45% of homes60% of homes
Living areabigger than1,245 ft²36% of homes25% of homes43% of homes
Lot sizebigger than185.9 acalmost all homesalmost all homesalmost all homes
Year builtnewer than200395% of homes84% of homes93% of homes

About 10438 Monticello Forest Cir

How much is 10438 Monticello Forest Cir, Louisville, KY worth?

The TopHap Estimate for 10438 Monticello Forest Cir, Louisville, KY is $253,400 as of Oct 21, 2026. The likely range is $230,840 to $275,960. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10438 Monticello Forest Cir, Louisville, KY last sell?

10438 Monticello Forest Cir, Louisville, KY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 10438 Monticello Forest Cir, Louisville, KY?

10438 Monticello Forest Cir, Louisville, KY has 2 bathrooms, 1,245 square feet of living space and a 185.90-acre lot.

When was 10438 Monticello Forest Cir, Louisville, KY built?

10438 Monticello Forest Cir, Louisville, KY was built in 2003, making it 23 years old. It is a condo/apartment home. The building has 1 story.

What schools serve 10438 Monticello Forest Cir, Louisville, KY?

10438 Monticello Forest Cir, Louisville, KY is assigned to Carrithers Middle School (middle), rated D-; Jeffersontown Elementary School (elementary), rated D-; Jeffersontown High School (high), rated D. All sit in Jefferson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10438 Monticello Forest Cir, Louisville, KY compare to other homes in Louisville 40299?

Among the 15,483 homes in Louisville 40299, it is worth more than 18% of them ($253,400 against a typical $334,064), its price per square foot is higher than 45% of them ($204 against a typical $208), it is bigger than 25% of them (1,245 ft² against a typical 1,600 ft²), its lot is bigger than almost all of them (185.9 ac against a typical 0.24 ac) and it is newer than 84% of them (2003 against a typical 1990). Measured against all of Jefferson County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10438 Monticello Forest Cir, Louisville, KY?

The 2025 property tax bill for 10438 Monticello Forest Cir, Louisville, KY was $1,855. The county assessed it at $211,650.

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