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Single Family ResidenceResidential
$371,188$191 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

10446 RUTHERFORD CIR

CLEVELAND, TX 77328
2
Baths
1,940 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.05 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$371K
$332K low$410K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$371,188
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$296,950

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$376 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$281,507 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$152,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$161,540
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$255,915
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$314,240

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMontgomery
Lot (acres)The size of the land the home sits on, from county records.3.05
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 420 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Greenleaf Elementary SchoolC
Elementary · Grades PK–6 · 3.9 mi
M
Splendora Junior High SchoolC
Middle · Grades 7–8 · 4.1 mi
H
Splendora High SchoolD
High · Grades 9–12 · 4.2 mi

District: Splendora Independent School District

Neighborhood · ZIP 77328These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.22,859
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.120 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,342
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,668
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10446 Rutherford Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Cleveland 77328
  • Bigger than 77% of homes in Cleveland 77328
  • Has a bigger lot than 95% of homes in Montgomery County
  • Older than 87% of homes in Montgomery County

What homes are worth in Cleveland 77328

Each bar is how many homes fall in that price range. The marker is this home.

This home
$86K$699K

This home is worth more than 76% of homes in Cleveland 77328.

How it measures up in Cleveland 77328

The dot is this home. The mark in the middle is the typical home in Cleveland 77328.

Estimated value$371,188
CheaperTypical $257,121Pricier

Pricier than 76% of homes nearby

Price per ft²$191
CheaperTypical $170Pricier

Pricier than 64% of homes nearby

Living area1,940 ft²
SmallerTypical 1,400 ft²Bigger

Bigger than 77% of homes nearby

Lot size3.05 ac
SmallerTypical 1.56 acBigger

Bigger than 72% of homes nearby

Year built1979
OlderTypical 2000Newer

Newer than 17% of homes nearby

How 10446 Rutherford Cir ranks against every home in each area.
MeasureThis homeCleveland 77328Montgomery County
Estimated valuepricier than$371,18876% of homes49% of homes
Price per ft²pricier than$19164% of homes60% of homes
Living areabigger than1,940 ft²77% of homes45% of homes
Lot sizebigger than3.05 ac72% of homes95% of homes
Year builtnewer than197917% of homes13% of homes

About 10446 Rutherford Cir

How much is 10446 Rutherford Cir, Cleveland, TX worth?

The TopHap Estimate for 10446 Rutherford Cir, Cleveland, TX is $371,188 as of Jul 14, 2026. The likely range is $332,194 to $410,182. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 10446 Rutherford Cir, Cleveland, TX?

10446 Rutherford Cir, Cleveland, TX has 2 bathrooms, 1,940 square feet of living space and a 3.05-acre lot.

When was 10446 Rutherford Cir, Cleveland, TX built?

10446 Rutherford Cir, Cleveland, TX was built in 1979, making it 47 years old. It is a conventional home. The building has 1 story.

What schools serve 10446 Rutherford Cir, Cleveland, TX?

10446 Rutherford Cir, Cleveland, TX is assigned to Greenleaf Elementary School (elementary), rated C; Splendora Junior High School (middle), rated C; Splendora High School (high), rated D. All sit in Splendora Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10446 Rutherford Cir, Cleveland, TX compare to other homes in Cleveland 77328?

Among the 6,589 homes in Cleveland 77328, it is worth more than 76% of them ($371,188 against a typical $257,121), its price per square foot is higher than 64% of them ($191 against a typical $170), it is bigger than 77% of them (1,940 ft² against a typical 1,400 ft²), its lot is bigger than 72% of them (3.05 ac against a typical 1.56 ac) and it is newer than 17% of them (1979 against a typical 2000). Measured against all of Montgomery County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10446 Rutherford Cir, Cleveland, TX?

The 2024 property tax bill for 10446 Rutherford Cir, Cleveland, TX was $376. The county assessed it at $281,507.

Closest homes

More homes in Cleveland 77328

Assigned schools

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