Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$1,111,730$393 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $595,000 on Nov 8, 2016

1045 PROSPECT PL

VISTA, CA 92081
4
Beds
3
Baths
2,827 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.39 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$1.1M low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$595,000 · Nov 8, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$571,730
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$457,384
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$510,000
QUICKEN LNS · recorded Jul 8, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,000
MISSION FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,490 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$704,348 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$337,815
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$366,533
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$690,539

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
78
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
37
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
17
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.39
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Breeze Hill Elementary SchoolB
Elementary · Grades KG–5 · 0.9 mi
M
Madison Middle SchoolD
Middle · Grades 6–8 · 1.4 mi
H
Rancho Buena Vista High SchoolB-
High · Grades 9–12 · 1.6 mi

District: Vista Unified School District

Neighborhood · ZIP 92081These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.206

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.27,824
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,099 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,227
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,628
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1045 Prospect Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Vista 92081
  • Costs less per square foot than 91% of homes in San Diego County
  • Bigger than 93% of homes in Vista 92081
  • Older than 85% of homes in Vista 92081

What homes are worth in Vista 92081

Each bar is how many homes fall in that price range. The marker is this home.

This home
$433K$1.5M

This home is worth more than 79% of homes in Vista 92081.

How it measures up in Vista 92081

The dot is this home. The mark in the middle is the typical home in Vista 92081.

Estimated value$1,111,730
CheaperTypical $882,272Pricier

Pricier than 79% of homes nearby

Price per ft²$393
CheaperTypical $506Pricier

Pricier than 11% of homes nearby

Living area2,827 ft²
SmallerTypical 1,724 ft²Bigger

Bigger than 93% of homes nearby

Lot size0.39 ac
SmallerTypical 0.28 acBigger

Bigger than 55% of homes nearby

Year built1980
OlderTypical 1989Newer

Newer than 15% of homes nearby

How 1045 Prospect Pl ranks against every home in each area.
MeasureThis homeVista 92081San Diego County
Estimated valuepricier than$1,111,73079% of homes68% of homes
Price per ft²pricier than$39311% of homes9% of homes
Living areabigger than2,827 ft²93% of homes89% of homes
Lot sizebigger than0.39 ac55% of homes59% of homes
Year builtnewer than198015% of homes43% of homes

About 1045 Prospect Pl

How much is 1045 Prospect Pl, Vista, CA worth?

The TopHap Estimate for 1045 Prospect Pl, Vista, CA is $1,111,730 as of Jul 14, 2026. The likely range is $1,067,825 to $1,155,635. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1045 Prospect Pl, Vista, CA last sell?

1045 Prospect Pl, Vista, CA last sold on Nov 8, 2016 for $595,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 1045 Prospect Pl, Vista, CA?

1045 Prospect Pl, Vista, CA has 4 bedrooms, 3 bathrooms, 2,827 square feet of living space and a 0.39-acre lot.

When was 1045 Prospect Pl, Vista, CA built?

1045 Prospect Pl, Vista, CA was built in 1980, making it 46 years old.

What schools serve 1045 Prospect Pl, Vista, CA?

1045 Prospect Pl, Vista, CA is assigned to Breeze Hill Elementary School (elementary), rated B; Madison Middle School (middle), rated D; Rancho Buena Vista High School (high), rated B-. All sit in Vista Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1045 Prospect Pl, Vista, CA compare to other homes in Vista 92081?

Among the 7,934 homes in Vista 92081, it is worth more than 79% of them ($1,111,730 against a typical $882,272), its price per square foot is higher than 11% of them ($393 against a typical $506), it is bigger than 93% of them (2,827 ft² against a typical 1,724 ft²), its lot is bigger than 55% of them (0.39 ac against a typical 0.28 ac) and it is newer than 15% of them (1980 against a typical 1989). Measured against all of San Diego County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1045 Prospect Pl, Vista, CA?

The 2025 property tax bill for 1045 Prospect Pl, Vista, CA was $8,490. The county assessed it at $704,348.

Closest homes

More homes in Vista 92081

Assigned schools

Explore the area

See this home in context

Open 1045 Prospect Pl on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map