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Single Family ResidenceResidential
$245,803$90 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $58,000 on Feb 3, 2015

1045 RIVER DR

HAMMOND, IN 46324
3
Beds
2 / 1
Baths
2,720 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1941
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$246K
$236K low$256K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$58,000 · Feb 3, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,327 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$186,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$165,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$172,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$186,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLake
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1985
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Frank O'Bannon Elementary SchoolD
Elementary · Grades PK–6 · 0.7 mi
M
Charles N. Scott Middle SchoolD+
Middle · Grades 7–8 · 3.3 mi
H
Morton High SchoolD
High · Grades 9–12 · 3.4 mi

District: Hammond School City

Neighborhood · ZIP 46324These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.22,887
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,203 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,050
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,705
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1045 River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Hammond 46324
  • Costs less per square foot than 89% of homes in Hammond 46324
  • Bigger than 95% of homes in Hammond 46324
  • Has a smaller lot than 75% of homes in Lake County
  • Older than 79% of homes in Lake County

What homes are worth in Hammond 46324

Each bar is how many homes fall in that price range. The marker is this home.

This home
$92K$310K

This home is worth more than 90% of homes in Hammond 46324.

How it measures up in Hammond 46324

The dot is this home. The mark in the middle is the typical home in Hammond 46324.

Estimated value$245,803
CheaperTypical $183,545Pricier

Pricier than 90% of homes nearby

Price per ft²$90
CheaperTypical $148Pricier

Pricier than 11% of homes nearby

Living area2,720 ft²
SmallerTypical 1,230 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.13 ac
SmallerTypical 0.14 acBigger

Bigger than 47% of homes nearby

Year built1941
OlderTypical 1947Newer

Newer than 41% of homes nearby

How 1045 River Dr ranks against every home in each area.
MeasureThis homeHammond 46324Lake County
Estimated valuepricier than$245,80390% of homes49% of homes
Price per ft²pricier than$9011% of homes19% of homes
Living areabigger than2,720 ft²95% of homes85% of homes
Lot sizebigger than0.13 ac47% of homes25% of homes
Year builtnewer than194141% of homes21% of homes

About 1045 River Dr

How much is 1045 River Dr, Hammond, IN worth?

The TopHap Estimate for 1045 River Dr, Hammond, IN is $245,803 as of Aug 30, 2026. The likely range is $235,777 to $255,829. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1045 River Dr, Hammond, IN last sell?

1045 River Dr, Hammond, IN last sold on Feb 3, 2015 for $58,000, according to the county's recorded deed.

How big is 1045 River Dr, Hammond, IN?

1045 River Dr, Hammond, IN has 3 bedrooms, 2 bathrooms, 2,720 square feet of living space and a 0.13-acre lot.

When was 1045 River Dr, Hammond, IN built?

1045 River Dr, Hammond, IN was built in 1941, making it 85 years old. The building has 2 stories.

What schools serve 1045 River Dr, Hammond, IN?

1045 River Dr, Hammond, IN is assigned to Frank O'Bannon Elementary School (elementary), rated D; Charles N. Scott Middle School (middle), rated D+; Morton High School (high), rated D. All sit in Hammond School City. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1045 River Dr, Hammond, IN compare to other homes in Hammond 46324?

Among the 7,713 homes in Hammond 46324, it is worth more than 90% of them ($245,803 against a typical $183,545), its price per square foot is higher than 11% of them ($90 against a typical $148), it is bigger than 95% of them (2,720 ft² against a typical 1,230 ft²), its lot is bigger than 47% of them (0.13 ac against a typical 0.14 ac) and it is newer than 41% of them (1941 against a typical 1947). Measured against all of Lake County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1045 River Dr, Hammond, IN?

The 2024 property tax bill for 1045 River Dr, Hammond, IN was $4,327. The county assessed it at $186,100.

More homes on River Dr

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Assigned schools

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