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Single Family ResidentialResidential
$193,474$216 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $189,000 on Sep 23, 2025

1045 SPINDALE ST

SPINDALE, NC 28160
3
Beds
1
Baths
896 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$193K
$154K low$233K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$189,000 · Sep 23, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,335 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$117,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$82,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$117,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$117,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.109 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyRutherford
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1965
Lot (acres)The size of the land the home sits on, from county records.9.60
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Fan Cooling
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Patio · 120 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Spindale Elementary SchoolC-
Elementary · Grades PK–5 · 1.6 mi
H
R-S Central High SchoolC
High · Grades 9–12 · 3.0 mi
M
R-S Middle SchoolC+
Middle · Grades 6–8 · 3.3 mi

District: Rutherford County Schools

Neighborhood · ZIP 28160These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,390
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.616 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$41,126
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,287
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1045 Spindale St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Spindale 28160
  • Costs more per square foot than 94% of homes in Spindale 28160
  • Smaller than 92% of homes in Rutherford County
  • Among the largest lots in Spindale 28160
  • Newer than 69% of homes in Spindale 28160

What homes are worth in Spindale 28160

Each bar is how many homes fall in that price range. The marker is this home.

This home
$37K$381K

This home is worth more than 74% of homes in Spindale 28160.

How it measures up in Spindale 28160

The dot is this home. The mark in the middle is the typical home in Spindale 28160.

Estimated value$193,474
CheaperTypical $132,910Pricier

Pricier than 74% of homes nearby

Price per ft²$216
CheaperTypical $109Pricier

Pricier than 94% of homes nearby

Living area896 ft²
SmallerTypical 1,198 ft²Bigger

Bigger than 17% of homes nearby

Lot size9.6 ac
SmallerTypical 0.34 acBigger

Bigger than almost all homes nearby

Year built1962
OlderTypical 1950Newer

Newer than 69% of homes nearby

How 1045 Spindale St ranks against every home in each area.
MeasureThis homeSpindale 28160Rutherford County
Estimated valuepricier than$193,47474% of homes38% of homes
Price per ft²pricier than$21694% of homes72% of homes
Living areabigger than896 ft²17% of homes8% of homes
Lot sizebigger than9.6 acalmost all homes90% of homes
Year builtnewer than196269% of homes32% of homes

About 1045 Spindale St

How much is 1045 Spindale St, Spindale, NC worth?

The TopHap Estimate for 1045 Spindale St, Spindale, NC is $193,474 as of Sep 24, 2026. The likely range is $154,325 to $232,623. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1045 Spindale St, Spindale, NC last sell?

1045 Spindale St, Spindale, NC last sold on Sep 23, 2025 for $189,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1045 Spindale St, Spindale, NC?

1045 Spindale St, Spindale, NC has 3 bedrooms, 1 bathrooms, 896 square feet of living space and a 9.60-acre lot.

When was 1045 Spindale St, Spindale, NC built?

1045 Spindale St, Spindale, NC was built in 1962, making it 64 years old. The building has 1 story.

What schools serve 1045 Spindale St, Spindale, NC?

1045 Spindale St, Spindale, NC is assigned to Spindale Elementary School (elementary), rated C-; R-S Central High School (high), rated C; R-S Middle School (middle), rated C+. All sit in Rutherford County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1045 Spindale St, Spindale, NC compare to other homes in Spindale 28160?

Among the 1,585 homes in Spindale 28160, it is worth more than 74% of them ($193,474 against a typical $132,910), its price per square foot is higher than 94% of them ($216 against a typical $109), it is bigger than 17% of them (896 ft² against a typical 1,198 ft²), its lot is bigger than almost all of them (9.6 ac against a typical 0.34 ac) and it is newer than 69% of them (1962 against a typical 1950). Measured against all of Rutherford County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1045 Spindale St, Spindale, NC?

The 2025 property tax bill for 1045 Spindale St, Spindale, NC was $1,335. The county assessed it at $117,700.

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