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Single Family ResidenceResidential
$475,000$226 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $475,000 on Oct 5, 2026

1048 STATE ROUTE 28

SOMERVILLE, NJ 08876
0
Baths
2,104 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$475K
$442K low$508K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$475,000 · Oct 5, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,626 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$355,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$101,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$254,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$329,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$355,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
78
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.66 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountySOMERSET
Lot (acres)The size of the land the home sits on, from county records.0.33
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Branchburg Central Middle SchoolA-
Middle · Grades 6–8 · 2.7 mi
H
Somerville High SchoolC
High · Grades 9–12 · 3.8 mi
E
Whiton Elementary SchoolB+
Elementary · Grades PK–3 · 4.6 mi

District: Branchburg Township School District

Neighborhood · ZIP 08876These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.24,529
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,565 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$120,679
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$147,566
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1048 State Route 28 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Somerville 08876
  • Costs less per square foot than 98% of homes in Somerset County
  • Bigger than 67% of homes in Somerville 08876
  • Among the oldest homes in Somerset County

What homes are worth in Somerville 08876

Each bar is how many homes fall in that price range. The marker is this home.

This home
$345K$1.3M

This home is worth more than 17% of homes in Somerville 08876.

How it measures up in Somerville 08876

The dot is this home. The mark in the middle is the typical home in Somerville 08876.

Estimated value$475,000
CheaperTypical $608,522Pricier

Pricier than 17% of homes nearby

Price per ft²$226
CheaperTypical $343Pricier

Pricier than 3% of homes nearby

Living area2,104 ft²
SmallerTypical 1,804 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.33 ac
SmallerTypical 0.22 acBigger

Bigger than 62% of homes nearby

Year built1890
OlderTypical 1968Newer

Newer than 2% of homes nearby

How 1048 State Route 28 ranks against every home in each area.
MeasureThis homeSomerville 08876Somerset County
Estimated valuepricier than$475,00017% of homes21% of homes
Price per ft²pricier than$2263% of homes2% of homes
Living areabigger than2,104 ft²67% of homes57% of homes
Lot sizebigger than0.33 ac62% of homes55% of homes
Year builtnewer than18902% of homesalmost no homes

About 1048 State Route 28

How much is 1048 State Route 28, Somerville, NJ worth?

The TopHap Estimate for 1048 State Route 28, Somerville, NJ is $475,000 as of Oct 21, 2026. The likely range is $441,553 to $508,447. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1048 State Route 28, Somerville, NJ last sell?

1048 State Route 28, Somerville, NJ last sold on Oct 5, 2026 for $475,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1048 State Route 28, Somerville, NJ?

1048 State Route 28, Somerville, NJ has 2,104 square feet of living space and a 0.33-acre lot.

When was 1048 State Route 28, Somerville, NJ built?

1048 State Route 28, Somerville, NJ was built in 1890, making it 136 years old. It is a colonial home. The building has 2 stories.

What schools serve 1048 State Route 28, Somerville, NJ?

1048 State Route 28, Somerville, NJ is assigned to Branchburg Central Middle School (middle), rated A-; Somerville High School (high), rated C; Whiton Elementary School (elementary), rated B+. All sit in Branchburg Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1048 State Route 28, Somerville, NJ compare to other homes in Somerville 08876?

Among the 6,268 homes in Somerville 08876, it is worth more than 17% of them ($475,000 against a typical $608,522), its price per square foot is higher than 3% of them ($226 against a typical $343), it is bigger than 67% of them (2,104 ft² against a typical 1,804 ft²), its lot is bigger than 62% of them (0.33 ac against a typical 0.22 ac) and it is newer than 2% of them (1890 against a typical 1968). Measured against all of Somerset County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1048 State Route 28, Somerville, NJ?

The 2025 property tax bill for 1048 State Route 28, Somerville, NJ was $5,626. The county assessed it at $355,800.

More homes on State Route 28

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