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Rural ResidenceResidential
$405,028$345 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

10495 SW RIDGELINE RD

STEWARTSVILLE, MO 64490
3
Beds
1
Baths
1,175 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
120.9 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$405K
$316K low$494K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$405,028
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$324,022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,293 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$18,180 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,850
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$9,330
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$17,030
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$120,614

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
51
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyDEKALB
Lot (acres)The size of the land the home sits on, from county records.120.90
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 1,440 ft²Porch · 200 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Osborn High SchoolB
Middle · Grades 7–12 · 4.3 mi
E
Osborn Elementary SchoolF
Elementary · Grades KG–6 · 4.3 mi

District: Osborn R-O School District

Neighborhood · ZIP 64490These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,125
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.23 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,475
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,268
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10495 Sw Ridgeline Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in DeKalb County
  • Costs more per square foot than 93% of homes in Stewartsville 64490
  • Smaller than 78% of homes in Stewartsville 64490
  • Has a bigger lot than 97% of homes in Stewartsville 64490
  • Older than 77% of homes in Stewartsville 64490

What homes are worth in Stewartsville 64490

Each bar is how many homes fall in that price range. The marker is this home.

This home
$94K$870K

This home is worth more than 71% of homes in Stewartsville 64490.

How it measures up in Stewartsville 64490

The dot is this home. The mark in the middle is the typical home in Stewartsville 64490.

Estimated value$405,028
CheaperTypical $306,856Pricier

Pricier than 71% of homes nearby

Price per ft²$345
CheaperTypical $185Pricier

Pricier than 93% of homes nearby

Living area1,175 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 22% of homes nearby

Lot size120.9 ac
SmallerTypical 5 acBigger

Bigger than 97% of homes nearby

Year built1940
OlderTypical 1975Newer

Newer than 23% of homes nearby

How 10495 Sw Ridgeline Rd ranks against every home in each area.
MeasureThis homeStewartsville 64490DeKalb County
Estimated valuepricier than$405,02871% of homes77% of homes
Price per ft²pricier than$34593% of homes91% of homes
Living areabigger than1,175 ft²22% of homes24% of homes
Lot sizebigger than120.9 ac97% of homes95% of homes
Year builtnewer than194023% of homes25% of homes

About 10495 Sw Ridgeline Rd

How much is 10495 Sw Ridgeline Rd, Stewartsville, MO worth?

The TopHap Estimate for 10495 Sw Ridgeline Rd, Stewartsville, MO is $405,028 as of Jul 14, 2026. The likely range is $315,957 to $494,099. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10495 Sw Ridgeline Rd, Stewartsville, MO last sell?

10495 Sw Ridgeline Rd, Stewartsville, MO last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 10495 Sw Ridgeline Rd, Stewartsville, MO?

10495 Sw Ridgeline Rd, Stewartsville, MO has 3 bedrooms, 1 bathrooms, 1,175 square feet of living space and a 120.90-acre lot.

When was 10495 Sw Ridgeline Rd, Stewartsville, MO built?

10495 Sw Ridgeline Rd, Stewartsville, MO was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 10495 Sw Ridgeline Rd, Stewartsville, MO?

10495 Sw Ridgeline Rd, Stewartsville, MO is assigned to Osborn High School (middle), rated B; Osborn Elementary School (elementary), rated F. All sit in Osborn R-O School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10495 Sw Ridgeline Rd, Stewartsville, MO compare to other homes in Stewartsville 64490?

Among the 865 homes in Stewartsville 64490, it is worth more than 71% of them ($405,028 against a typical $306,856), its price per square foot is higher than 93% of them ($345 against a typical $185), it is bigger than 22% of them (1,175 ft² against a typical 1,536 ft²), its lot is bigger than 97% of them (120.9 ac against a typical 5 ac) and it is newer than 23% of them (1940 against a typical 1975). Measured against all of DeKalb County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10495 Sw Ridgeline Rd, Stewartsville, MO?

The 2025 property tax bill for 10495 Sw Ridgeline Rd, Stewartsville, MO was $1,293. The county assessed it at $18,180.

Closest homes

More homes in Stewartsville 64490

Assigned schools

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