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Single Family ResidenceResidential
$677,434$489 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $139,500 on Feb 24, 1995

105 CONGRESS ST

AMESBURY, MA 01913
3
Beds
2
Baths
1,386 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1888
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$677K
$619K low$736K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$139,500 · Feb 24, 1995
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$627,434
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$501,947
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.9%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
CAPE ANN SAVINGS BANK · 6.37% · recorded Jun 8, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,028 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$655,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$316,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$338,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$563,920

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.154 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.3.21
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Amesbury Elementary School
Elementary · Grades PK–4 · 0.7 mi
M
Amesbury Middle SchoolC+
Middle · Grades 5–8 · 1.4 mi
H
Amesbury High SchoolB-
High · Grades 9–12 · 1.7 mi

District: Amesbury School District

Neighborhood · ZIP 01913These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.96

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.17,658
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,285 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,244
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,419
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

105 Congress St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 87% of homes in Amesbury 01913
  • Smaller than 72% of homes in Essex County
  • Has a bigger lot than 97% of homes in Amesbury 01913
  • Older than 92% of homes in Essex County

What homes are worth in Amesbury 01913

Each bar is how many homes fall in that price range. The marker is this home.

This home
$182K$1.2M

This home is worth more than 64% of homes in Amesbury 01913.

How it measures up in Amesbury 01913

The dot is this home. The mark in the middle is the typical home in Amesbury 01913.

Estimated value$677,434
CheaperTypical $595,858Pricier

Pricier than 64% of homes nearby

Price per ft²$489
CheaperTypical $377Pricier

Pricier than 87% of homes nearby

Living area1,386 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 37% of homes nearby

Lot size3.21 ac
SmallerTypical 0.31 acBigger

Bigger than 97% of homes nearby

Year built1888
OlderTypical 1968Newer

Newer than 17% of homes nearby

How 105 Congress St ranks against every home in each area.
MeasureThis homeAmesbury 01913Essex County
Estimated valuepricier than$677,43464% of homes47% of homes
Price per ft²pricier than$48987% of homes75% of homes
Living areabigger than1,386 ft²37% of homes28% of homes
Lot sizebigger than3.21 ac97% of homes96% of homes
Year builtnewer than188817% of homes8% of homes

About 105 Congress St

How much is 105 Congress St, Amesbury, MA worth?

The TopHap Estimate for 105 Congress St, Amesbury, MA is $677,434 as of Jul 14, 2026. The likely range is $619,346 to $735,522. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 105 Congress St, Amesbury, MA last sell?

105 Congress St, Amesbury, MA last sold on Feb 24, 1995 for $139,500, according to the county's recorded deed.

How big is 105 Congress St, Amesbury, MA?

105 Congress St, Amesbury, MA has 3 bedrooms, 2 bathrooms, 1,386 square feet of living space and a 3.21-acre lot.

When was 105 Congress St, Amesbury, MA built?

105 Congress St, Amesbury, MA was built in 1888, making it 138 years old. It is a conventional home. The building has 2 stories.

What schools serve 105 Congress St, Amesbury, MA?

105 Congress St, Amesbury, MA is assigned to Amesbury Elementary School (elementary); Amesbury Middle School (middle), rated C+; Amesbury High School (high), rated B-. All sit in Amesbury School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 105 Congress St, Amesbury, MA compare to other homes in Amesbury 01913?

Among the 5,770 homes in Amesbury 01913, it is worth more than 64% of them ($677,434 against a typical $595,858), its price per square foot is higher than 87% of them ($489 against a typical $377), it is bigger than 37% of them (1,386 ft² against a typical 1,632 ft²), its lot is bigger than 97% of them (3.21 ac against a typical 0.31 ac) and it is newer than 17% of them (1888 against a typical 1968). Measured against all of Essex County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 105 Congress St, Amesbury, MA?

The 2025 property tax bill for 105 Congress St, Amesbury, MA was $10,028. The county assessed it at $655,400.

Closest homes

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Assigned schools

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