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Single Family ResidenceResidential
$175,677$136 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

105 S COMMERCE ST

SAVOY, TX 75479
1
Baths
1,292 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.

Valuation

$176K
$159K low$192K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,252 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$197,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,020
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$165,880
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$202,770
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$197,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
62
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
92
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
58
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFANNIN
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 72 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Savoy Elementary SchoolC+
Elementary · Grades PK–6 · 0.4 mi
M
Savoy High SchoolC+
Middle · Grades 7–12 · 0.6 mi

District: Savoy Independent School District

Neighborhood · ZIP 75479These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,790
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.37 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,549
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,807
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

105 S Commerce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Savoy 75479
  • Smaller than 75% of homes in Savoy 75479
  • Has a smaller lot than 82% of homes in Savoy 75479
  • Newer than 96% of homes in Fannin County

What homes are worth in Savoy 75479

Each bar is how many homes fall in that price range. The marker is this home.

This home
$98K$1.5M

This home is worth more than 27% of homes in Savoy 75479.

How it measures up in Savoy 75479

The dot is this home. The mark in the middle is the typical home in Savoy 75479.

Estimated value$175,677
CheaperTypical $267,007Pricier

Pricier than 27% of homes nearby

Price per ft²$136
CheaperTypical $158Pricier

Pricier than 38% of homes nearby

Living area1,292 ft²
SmallerTypical 1,728 ft²Bigger

Bigger than 25% of homes nearby

Lot size0.25 ac
SmallerTypical 2 acBigger

Bigger than 18% of homes nearby

Year built2022
OlderTypical 1995Newer

Newer than 94% of homes nearby

How 105 S Commerce St ranks against every home in each area.
MeasureThis homeSavoy 75479Fannin County
Estimated valuepricier than$175,67727% of homes27% of homes
Price per ft²pricier than$13638% of homes37% of homes
Living areabigger than1,292 ft²25% of homes27% of homes
Lot sizebigger than0.25 ac18% of homes20% of homes
Year builtnewer than202294% of homes96% of homes

About 105 S Commerce St

How much is 105 S Commerce St, Savoy, TX worth?

The TopHap Estimate for 105 S Commerce St, Savoy, TX is $175,677 as of Sep 24, 2026. The likely range is $159,365 to $191,989. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 105 S Commerce St, Savoy, TX last sell?

105 S Commerce St, Savoy, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 105 S Commerce St, Savoy, TX?

105 S Commerce St, Savoy, TX has 1 bathrooms, 1,292 square feet of living space and a 0.25-acre lot.

When was 105 S Commerce St, Savoy, TX built?

105 S Commerce St, Savoy, TX was built in 2022, making it 4 years old.

What schools serve 105 S Commerce St, Savoy, TX?

105 S Commerce St, Savoy, TX is assigned to Savoy Elementary School (elementary), rated C+; Savoy High School (middle), rated C+. All sit in Savoy Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 105 S Commerce St, Savoy, TX compare to other homes in Savoy 75479?

Among the 901 homes in Savoy 75479, it is worth more than 27% of them ($175,677 against a typical $267,007), its price per square foot is higher than 38% of them ($136 against a typical $158), it is bigger than 25% of them (1,292 ft² against a typical 1,728 ft²), its lot is bigger than 18% of them (0.25 ac against a typical 2 ac) and it is newer than 94% of them (2022 against a typical 1995). Measured against all of Fannin County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 105 S Commerce St, Savoy, TX?

The 2025 property tax bill for 105 S Commerce St, Savoy, TX was $3,252. The county assessed it at $197,900.

More homes on S Commerce St

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