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Single Family ResidenceResidential
$115,000$74 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

105 W COMMERCE ST

MACY, IN 46951
3
Beds
1
Baths
1,564 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$115K
$96K low$134K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,477 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$49,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$43,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$37,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$49,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.31 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMIAMI
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1942
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
North Miami Middle/High SchoolC-
Middle · Grades 7–12 · 5.5 mi
E
North Miami Elementary SchoolC+
Elementary · Grades PK–6 · 5.6 mi

District: North Miami Community Schools

Neighborhood · ZIP 46951These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.1,956
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.31 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,594
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,996
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

105 W Commerce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Macy 46951
  • Costs less per square foot than 75% of homes in Macy 46951
  • Has a smaller lot than 77% of homes in Macy 46951
  • Older than 93% of homes in Miami County

What homes are worth in Macy 46951

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$392K

This home is worth more than 31% of homes in Macy 46951.

How it measures up in Macy 46951

The dot is this home. The mark in the middle is the typical home in Macy 46951.

Estimated value$115,000
CheaperTypical $155,388Pricier

Pricier than 31% of homes nearby

Price per ft²$74
CheaperTypical $104Pricier

Pricier than 25% of homes nearby

Living area1,564 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.21 ac
SmallerTypical 0.94 acBigger

Bigger than 23% of homes nearby

Year built1880
OlderTypical 1964Newer

Newer than 9% of homes nearby

How 105 W Commerce St ranks against every home in each area.
MeasureThis homeMacy 46951Miami County
Estimated valuepricier than$115,00031% of homes42% of homes
Price per ft²pricier than$7425% of homes38% of homes
Living areabigger than1,564 ft²55% of homes52% of homes
Lot sizebigger than0.21 ac23% of homes36% of homes
Year builtnewer than18809% of homes7% of homes

About 105 W Commerce St

How much is 105 W Commerce St, Macy, IN worth?

The TopHap Estimate for 105 W Commerce St, Macy, IN is $115,000 as of Sep 24, 2026. The likely range is $96,407 to $133,593. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 105 W Commerce St, Macy, IN last sell?

105 W Commerce St, Macy, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 105 W Commerce St, Macy, IN?

105 W Commerce St, Macy, IN has 3 bedrooms, 1 bathrooms, 1,564 square feet of living space and a 0.21-acre lot.

When was 105 W Commerce St, Macy, IN built?

105 W Commerce St, Macy, IN was built in 1880, making it 146 years old. The building has 1 story.

What schools serve 105 W Commerce St, Macy, IN?

105 W Commerce St, Macy, IN is assigned to North Miami Middle/High School (middle), rated C-; North Miami Elementary School (elementary), rated C+. All sit in North Miami Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 105 W Commerce St, Macy, IN compare to other homes in Macy 46951?

Among the 1,171 homes in Macy 46951, it is worth more than 31% of them ($115,000 against a typical $155,388), its price per square foot is higher than 25% of them ($74 against a typical $104), it is bigger than 55% of them (1,564 ft² against a typical 1,500 ft²), its lot is bigger than 23% of them (0.21 ac against a typical 0.94 ac) and it is newer than 9% of them (1880 against a typical 1964). Measured against all of Miami County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 105 W Commerce St, Macy, IN?

The 2025 property tax bill for 105 W Commerce St, Macy, IN was $1,477. The county assessed it at $49,000.

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