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Single Family ResidenceResidential
$1,961,654$683 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $1,628,000 on Jul 16, 2021

10530 MONTEREY RIDGE DR

SAN DIEGO, CA 92127
3
Beds
3
Baths
2,874 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$2M
$1.8M low$2.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,628,000 · Jul 16, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$25,771 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,762,198 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,271,857
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$490,341
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,727,646

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
89
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
44
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
16
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
87
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.15
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Monterey Ridge Elementary SchoolA
Elementary · Grades KG–5 · 0.1 mi
H
Del Norte High SchoolA+
High · Grades 9–12 · 1.2 mi
M
Oak Valley Middle SchoolA-
Middle · Grades 6–8 · 2.0 mi

District: Poway Unified School District

Neighborhood · ZIP 92127These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.25
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.193

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.43%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.51,347
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,217 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$166,703
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$199,145
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.14 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10530 Monterey Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in San Diego County
  • Costs more per square foot than 76% of homes in San Diego 92127
  • Bigger than 89% of homes in San Diego County
  • Has a smaller lot than 80% of homes in Black Mountain Ranch
  • Newer than 90% of homes in San Diego County

What homes are worth in San Diego 92127

Each bar is how many homes fall in that price range. The marker is this home.

This home
$449K$4.9M

This home is worth more than 69% of homes in San Diego 92127.

How it measures up in San Diego 92127

The dot is this home. The mark in the middle is the typical home in San Diego 92127.

Estimated value$1,961,654
CheaperTypical $1,463,130Pricier

Pricier than 69% of homes nearby

Price per ft²$683
CheaperTypical $604Pricier

Pricier than 76% of homes nearby

Living area2,874 ft²
SmallerTypical 2,388 ft²Bigger

Bigger than 62% of homes nearby

Lot size0.15 ac
SmallerTypical 0.26 acBigger

Bigger than 21% of homes nearby

Year built2008
OlderTypical 2003Newer

Newer than 74% of homes nearby

How 10530 Monterey Ridge Dr ranks against every home in each area.
MeasureThis homeBlack Mountain RanchSan Diego 92127San Diego County
Estimated valuepricier than$1,961,65457% of homes69% of homes90% of homes
Price per ft²pricier than$68368% of homes76% of homes73% of homes
Living areabigger than2,874 ft²47% of homes62% of homes89% of homes
Lot sizebigger than0.15 ac20% of homes21% of homes25% of homes
Year builtnewer than200864% of homes74% of homes90% of homes

About 10530 Monterey Ridge Dr

How much is 10530 Monterey Ridge Dr, San Diego, CA worth?

The TopHap Estimate for 10530 Monterey Ridge Dr, San Diego, CA is $1,961,654 as of Aug 30, 2026. The likely range is $1,814,930 to $2,108,378. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10530 Monterey Ridge Dr, San Diego, CA last sell?

10530 Monterey Ridge Dr, San Diego, CA last sold on Jul 16, 2021 for $1,628,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 10530 Monterey Ridge Dr, San Diego, CA?

10530 Monterey Ridge Dr, San Diego, CA has 3 bedrooms, 3 bathrooms, 2,874 square feet of living space and a 0.15-acre lot.

When was 10530 Monterey Ridge Dr, San Diego, CA built?

10530 Monterey Ridge Dr, San Diego, CA was built in 2008, making it 18 years old.

What schools serve 10530 Monterey Ridge Dr, San Diego, CA?

10530 Monterey Ridge Dr, San Diego, CA is assigned to Monterey Ridge Elementary School (elementary), rated A; Del Norte High School (high), rated A+; Oak Valley Middle School (middle), rated A-. All sit in Poway Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10530 Monterey Ridge Dr, San Diego, CA compare to other homes in San Diego 92127?

Among the 14,812 homes in San Diego 92127, it is worth more than 69% of them ($1,961,654 against a typical $1,463,130), its price per square foot is higher than 76% of them ($683 against a typical $604), it is bigger than 62% of them (2,874 ft² against a typical 2,388 ft²), its lot is bigger than 21% of them (0.15 ac against a typical 0.26 ac) and it is newer than 74% of them (2008 against a typical 2003). Measured against all of San Diego County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10530 Monterey Ridge Dr, San Diego, CA?

The 2025 property tax bill for 10530 Monterey Ridge Dr, San Diego, CA was $25,771. The county assessed it at $1,762,198.

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Assigned schools

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