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Single Family ResidenceResidential
$144,294$69 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 70How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

10540 ROAD 286

UNION, MS 39365
2
Baths
2,102 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
19.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$144K
$102K low$187K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$199 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$10,387 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$10,387
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$101,060

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
98
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
95
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.132 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyNeshoba
Lot (acres)The size of the land the home sits on, from county records.19.50
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 160 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Neshoba Central Elementary SchoolA-
Elementary · Grades PK–5 · 12.6 mi
M
Neshoba Central Middle SchoolA-
Middle · Grades 6–8 · 12.7 mi
H
Neshoba Central High SchoolB-
High · Grades 9–12 · 12.8 mi

District: Neshoba County School District

Neighborhood · ZIP 39365These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,126
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.38 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,414
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,128
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10540 Road 286 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 80% of homes in Neshoba County
  • Bigger than 74% of homes in Union 39365
  • Has a bigger lot than 84% of homes in Neshoba County

What homes are worth in Union 39365

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$354K

This home is worth more than 58% of homes in Union 39365.

How it measures up in Union 39365

The dot is this home. The mark in the middle is the typical home in Union 39365.

Estimated value$144,294
CheaperTypical $131,466Pricier

Pricier than 58% of homes nearby

Price per ft²$69
CheaperTypical $79Pricier

Pricier than 25% of homes nearby

Living area2,102 ft²
SmallerTypical 1,590 ft²Bigger

Bigger than 74% of homes nearby

Lot size19.5 ac
SmallerTypical 2.5 acBigger

Bigger than 81% of homes nearby

Year built1974
OlderTypical 1978Newer

Newer than 44% of homes nearby

How 10540 Road 286 ranks against every home in each area.
MeasureThis homeUnion 39365Neshoba County
Estimated valuepricier than$144,29458% of homes52% of homes
Price per ft²pricier than$6925% of homes20% of homes
Living areabigger than2,102 ft²74% of homes73% of homes
Lot sizebigger than19.5 ac81% of homes84% of homes
Year builtnewer than197444% of homes40% of homes

About 10540 Road 286

How much is 10540 Road 286, Union, MS worth?

The TopHap Estimate for 10540 Road 286, Union, MS is $144,294 as of Aug 30, 2026. The likely range is $101,509 to $187,079. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10540 Road 286, Union, MS last sell?

10540 Road 286, Union, MS last sold on Dec 2, 2025, according to the county's recorded deed.

How big is 10540 Road 286, Union, MS?

10540 Road 286, Union, MS has 2 bathrooms, 2,102 square feet of living space and a 19.50-acre lot.

When was 10540 Road 286, Union, MS built?

10540 Road 286, Union, MS was built in 1974, making it 52 years old.

What schools serve 10540 Road 286, Union, MS?

10540 Road 286, Union, MS is assigned to Neshoba Central Elementary School (elementary), rated A-; Neshoba Central Middle School (middle), rated A-; Neshoba Central High School (high), rated B-. All sit in Neshoba County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10540 Road 286, Union, MS compare to other homes in Union 39365?

Among the 3,209 homes in Union 39365, it is worth more than 58% of them ($144,294 against a typical $131,466), its price per square foot is higher than 25% of them ($69 against a typical $79), it is bigger than 74% of them (2,102 ft² against a typical 1,590 ft²), its lot is bigger than 81% of them (19.5 ac against a typical 2.5 ac) and it is newer than 44% of them (1974 against a typical 1978). Measured against all of Neshoba County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10540 Road 286, Union, MS?

The 2025 property tax bill for 10540 Road 286, Union, MS was $199. The county assessed it at $10,387.

More homes on Road 286

Closest homes

More homes in Union 39365

Assigned schools

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