Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$302,789$269 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

10540 S PROSPECT AVE

CHICAGO, IL 60643
3
Beds
3 / 2
Baths
1,127 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$303K
$284K low$321K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,814 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$26,001 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,913
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$18,088
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$24,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$260,010

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyCook
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Barnard Elementary SchoolC-
Elementary · Grades KG–8 · 0.3 mi
H
Morgan Park High SchoolC-
High · Grades 9–12 · 0.7 mi

District: Chicago Public School District 299

Neighborhood · ZIP 60643These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.46,303
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,273 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,266
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$120,904
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10540 S Prospect Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Beverly
  • Costs more per square foot than 82% of homes in Chicago 60643
  • Smaller than 87% of homes in Beverly
  • Has a bigger lot than 70% of homes in Chicago 60643
  • Newer than 71% of homes in Beverly

What homes are worth in Chicago 60643

Each bar is how many homes fall in that price range. The marker is this home.

This home
$82K$749K

This home is worth more than 61% of homes in Chicago 60643.

How it measures up in Chicago 60643

The dot is this home. The mark in the middle is the typical home in Chicago 60643.

Estimated value$302,789
CheaperTypical $233,114Pricier

Pricier than 61% of homes nearby

Price per ft²$269
CheaperTypical $192Pricier

Pricier than 82% of homes nearby

Living area1,127 ft²
SmallerTypical 1,268 ft²Bigger

Bigger than 39% of homes nearby

Lot size0.15 ac
SmallerTypical 0.11 acBigger

Bigger than 70% of homes nearby

Year built1949
OlderTypical 1948Newer

Newer than 54% of homes nearby

How 10540 S Prospect Ave ranks against every home in each area.
MeasureThis homeBeverlyChicago 60643Cook County
Estimated valuepricier than$302,78912% of homes61% of homes42% of homes
Price per ft²pricier than$26954% of homes82% of homes58% of homes
Living areabigger than1,127 ft²13% of homes39% of homes26% of homes
Lot sizebigger than0.15 ac56% of homes70% of homes48% of homes
Year builtnewer than194971% of homes54% of homes34% of homes

About 10540 S Prospect Ave

How much is 10540 S Prospect Ave, Chicago, IL worth?

The TopHap Estimate for 10540 S Prospect Ave, Chicago, IL is $302,789 as of Aug 30, 2026. The likely range is $284,266 to $321,312. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10540 S Prospect Ave, Chicago, IL last sell?

10540 S Prospect Ave, Chicago, IL last sold on Aug 28, 2025, according to the county's recorded deed.

How big is 10540 S Prospect Ave, Chicago, IL?

10540 S Prospect Ave, Chicago, IL has 3 bedrooms, 3 bathrooms, 1,127 square feet of living space and a 0.14-acre lot.

When was 10540 S Prospect Ave, Chicago, IL built?

10540 S Prospect Ave, Chicago, IL was built in 1949, making it 77 years old. It is a bungalow home. The building has 1 story.

What schools serve 10540 S Prospect Ave, Chicago, IL?

10540 S Prospect Ave, Chicago, IL is assigned to Barnard Elementary School (elementary), rated C-; Morgan Park High School (high), rated C-. All sit in Chicago Public School District 299. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10540 S Prospect Ave, Chicago, IL compare to other homes in Chicago 60643?

Among the 17,092 homes in Chicago 60643, it is worth more than 61% of them ($302,789 against a typical $233,114), its price per square foot is higher than 82% of them ($269 against a typical $192), it is bigger than 39% of them (1,127 ft² against a typical 1,268 ft²), its lot is bigger than 70% of them (0.15 ac against a typical 0.11 ac) and it is newer than 54% of them (1949 against a typical 1948). Measured against all of Cook County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10540 S Prospect Ave, Chicago, IL?

The 2023 property tax bill for 10540 S Prospect Ave, Chicago, IL was $3,814. The county assessed it at $26,001.

More homes on S Prospect Ave

Closest homes

More homes in Chicago 60643

Assigned schools

Explore the area

See this home in context

Open 10540 S Prospect Ave on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map