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Single Family ResidenceResidential

10544 40TH ST SW

HOWARD LAKE, MN 55349
3
Beds
5 / 1
Baths
1,372 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1939
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,506 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$339,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$138,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$201,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$299,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$339,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
53
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
42
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWRIGHT
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.3.27
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Howard Lake-Waverly-Winsted High SchoolB-
High · Grades 9–12 · 5.0 mi
M
Howard Lake-Waverly-Winsted Middle SchoolB-
Middle · Grades 5–8 · 5.0 mi
E
Humphrey Elementary SchoolC+
Elementary · Grades PK–4 · 6.7 mi

District: Howard Lake-Waverly-Winsted

Neighborhood · ZIP 55349These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,488
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.64 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,597
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,841
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10544 40th St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 87% of homes in Wright County
  • Older than 93% of homes in Wright County

How it measures up in Howard Lake 55349

The dot is this home. The mark in the middle is the typical home in Howard Lake 55349.

Living area1,372 ft²
SmallerTypical 1,372 ft²Bigger

Bigger than 50% of homes nearby

Lot size3.27 ac
SmallerTypical 0.5 acBigger

Bigger than 72% of homes nearby

Year built1939
OlderTypical 1979Newer

Newer than 20% of homes nearby

How 10544 40th St Sw ranks against every home in each area.
MeasureThis homeHoward Lake 55349Wright County
Living areabigger than1,372 ft²50% of homes44% of homes
Lot sizebigger than3.27 ac72% of homes87% of homes
Year builtnewer than193920% of homes7% of homes

About 10544 40th St Sw

When did 10544 40th St Sw, Howard Lake, MN last sell?

10544 40th St Sw, Howard Lake, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 10544 40th St Sw, Howard Lake, MN?

10544 40th St Sw, Howard Lake, MN has 3 bedrooms, 5 bathrooms, 1,372 square feet of living space and a 3.27-acre lot.

When was 10544 40th St Sw, Howard Lake, MN built?

10544 40th St Sw, Howard Lake, MN was built in 1939, making it 87 years old. The building has 1 story.

What schools serve 10544 40th St Sw, Howard Lake, MN?

10544 40th St Sw, Howard Lake, MN is assigned to Howard Lake-Waverly-Winsted High School (high), rated B-; Howard Lake-Waverly-Winsted Middle School (middle), rated B-; Humphrey Elementary School (elementary), rated C+. All sit in Howard Lake-Waverly-Winsted. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10544 40th St Sw, Howard Lake, MN compare to other homes in Howard Lake 55349?

Among the 1,663 homes in Howard Lake 55349, it is bigger than 50% of them (1,372 ft² against a typical 1,372 ft²), its lot is bigger than 72% of them (3.27 ac against a typical 0.5 ac) and it is newer than 20% of them (1939 against a typical 1979). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10544 40th St Sw, Howard Lake, MN?

The 2026 property tax bill for 10544 40th St Sw, Howard Lake, MN was $2,506. The county assessed it at $339,000.

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