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Single Family ResidenceResidential
$665,038$228 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1058 HOLLY RIDGE RD

TOPTON, NC 28781
3
Beds
2
Baths
2,921 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.66 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$665K
$506K low$824K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$466,038
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$372,830
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.30%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$199,000
WELLS FARGO BANK NA · recorded Jul 18, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,262 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$667,110 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$140,570
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$526,540
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$672,110
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$667,110

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyMACON
Lot (acres)The size of the land the home sits on, from county records.2.66
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 60 ft²Patio · 670 ft²Porch · 929 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Nantahala SchoolB-
Elementary · Grades KG–12 · 5.4 mi

District: Macon County Schools

Neighborhood · ZIP 28781These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.163
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.128

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.40%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.837
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.12 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$43,611
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,633
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.70 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1058 Holly Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Topton 28781
  • Costs less per square foot than 74% of homes in Topton 28781
  • Bigger than 98% of homes in Topton 28781
  • Has a bigger lot than 77% of homes in Macon County
  • Newer than 82% of homes in Macon County

What homes are worth in Topton 28781

Each bar is how many homes fall in that price range. The marker is this home.

This home
$94K$1.6M

This home is worth more than 80% of homes in Topton 28781.

How it measures up in Topton 28781

The dot is this home. The mark in the middle is the typical home in Topton 28781.

Estimated value$665,038
CheaperTypical $386,256Pricier

Pricier than 80% of homes nearby

Price per ft²$228
CheaperTypical $305Pricier

Pricier than 26% of homes nearby

Living area2,921 ft²
SmallerTypical 1,248 ft²Bigger

Bigger than 98% of homes nearby

Lot size2.66 ac
SmallerTypical 1.53 acBigger

Bigger than 63% of homes nearby

Year built2001
OlderTypical 1992Newer

Newer than 70% of homes nearby

How 1058 Holly Ridge Rd ranks against every home in each area.
MeasureThis homeTopton 28781Macon County
Estimated valuepricier than$665,03880% of homes77% of homes
Price per ft²pricier than$22826% of homes36% of homes
Living areabigger than2,921 ft²98% of homes95% of homes
Lot sizebigger than2.66 ac63% of homes77% of homes
Year builtnewer than200170% of homes82% of homes

About 1058 Holly Ridge Rd

How much is 1058 Holly Ridge Rd, Topton, NC worth?

The TopHap Estimate for 1058 Holly Ridge Rd, Topton, NC is $665,038 as of Jul 14, 2026. The likely range is $505,947 to $824,129. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1058 Holly Ridge Rd, Topton, NC last sell?

1058 Holly Ridge Rd, Topton, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1058 Holly Ridge Rd, Topton, NC?

1058 Holly Ridge Rd, Topton, NC has 3 bedrooms, 2 bathrooms, 2,921 square feet of living space and a 2.66-acre lot.

When was 1058 Holly Ridge Rd, Topton, NC built?

1058 Holly Ridge Rd, Topton, NC was built in 2001, making it 25 years old. It is a rustic home. The building has 1 story.

What schools serve 1058 Holly Ridge Rd, Topton, NC?

1058 Holly Ridge Rd, Topton, NC is assigned to Nantahala School (elementary), rated B-. All sit in Macon County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1058 Holly Ridge Rd, Topton, NC compare to other homes in Topton 28781?

Among the 1,118 homes in Topton 28781, it is worth more than 80% of them ($665,038 against a typical $386,256), its price per square foot is higher than 26% of them ($228 against a typical $305), it is bigger than 98% of them (2,921 ft² against a typical 1,248 ft²), its lot is bigger than 63% of them (2.66 ac against a typical 1.53 ac) and it is newer than 70% of them (2001 against a typical 1992). Measured against all of Macon County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1058 Holly Ridge Rd, Topton, NC?

The 2025 property tax bill for 1058 Holly Ridge Rd, Topton, NC was $2,262. The county assessed it at $667,110.

Closest homes

More homes in Topton 28781

Assigned schools

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