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Single Family ResidenceResidential
$439,970$775 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

10597 UPPER PACK RIVER RD

SANDPOINT, ID 83864
2
Beds
0
Baths
568 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.55 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$440K
$418K low$462K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$284,970
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$227,976
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.36%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$155,000
MARK O COWAN ETUX · recorded Aug 31, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,165 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$252,090 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$122,440
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$129,650
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$245,130
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$252,090

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
62
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
42
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
43
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.27 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBOUNDARY
Lot (acres)The size of the land the home sits on, from county records.6.55
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 64 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Naples Elementary SchoolB-
Elementary · Grades KG–5 · 9.7 mi
H
Bonners Ferry High SchoolD
High · Grades 9–12 · 15.7 mi
M
Boundary County Middle SchoolA-
Middle · Grades 6–8 · 15.7 mi

District: Boundary County School District 101

Neighborhood · ZIP 83864These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.23,284
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.36 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,503
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,092
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10597 Upper Pack River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Sandpoint 83864
  • Costs more per square foot than 95% of homes in Boundary County
  • Smaller than 95% of homes in Sandpoint 83864
  • Has a bigger lot than 75% of homes in Sandpoint 83864
  • Newer than 74% of homes in Sandpoint 83864

What homes are worth in Sandpoint 83864

Each bar is how many homes fall in that price range. The marker is this home.

This home
$346K$3.2M

This home is worth more than 9% of homes in Sandpoint 83864.

How it measures up in Sandpoint 83864

The dot is this home. The mark in the middle is the typical home in Sandpoint 83864.

Estimated value$439,970
CheaperTypical $773,319Pricier

Pricier than 9% of homes nearby

Price per ft²$775
CheaperTypical $449Pricier

Pricier than 83% of homes nearby

Living area568 ft²
SmallerTypical 1,608 ft²Bigger

Bigger than 5% of homes nearby

Lot size6.55 ac
SmallerTypical 0.98 acBigger

Bigger than 75% of homes nearby

Year built2005
OlderTypical 1994Newer

Newer than 74% of homes nearby

How 10597 Upper Pack River Rd ranks against every home in each area.
MeasureThis homeSandpoint 83864Boundary County
Estimated valuepricier than$439,9709% of homes23% of homes
Price per ft²pricier than$77583% of homes95% of homes
Living areabigger than568 ft²5% of homes6% of homes
Lot sizebigger than6.55 ac75% of homes65% of homes
Year builtnewer than200574% of homes73% of homes

About 10597 Upper Pack River Rd

How much is 10597 Upper Pack River Rd, Sandpoint, ID worth?

The TopHap Estimate for 10597 Upper Pack River Rd, Sandpoint, ID is $439,970 as of Jul 14, 2026. The likely range is $417,926 to $462,014. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10597 Upper Pack River Rd, Sandpoint, ID last sell?

10597 Upper Pack River Rd, Sandpoint, ID last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 10597 Upper Pack River Rd, Sandpoint, ID?

10597 Upper Pack River Rd, Sandpoint, ID has 2 bedrooms, 568 square feet of living space and a 6.55-acre lot.

When was 10597 Upper Pack River Rd, Sandpoint, ID built?

10597 Upper Pack River Rd, Sandpoint, ID was built in 2005, making it 21 years old. The building has 1 story.

What schools serve 10597 Upper Pack River Rd, Sandpoint, ID?

10597 Upper Pack River Rd, Sandpoint, ID is assigned to Naples Elementary School (elementary), rated B-; Bonners Ferry High School (high), rated D; Boundary County Middle School (middle), rated A-. All sit in Boundary County School District 101. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10597 Upper Pack River Rd, Sandpoint, ID compare to other homes in Sandpoint 83864?

Among the 9,360 homes in Sandpoint 83864, it is worth more than 9% of them ($439,970 against a typical $773,319), its price per square foot is higher than 83% of them ($775 against a typical $449), it is bigger than 5% of them (568 ft² against a typical 1,608 ft²), its lot is bigger than 75% of them (6.55 ac against a typical 0.98 ac) and it is newer than 74% of them (2005 against a typical 1994). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10597 Upper Pack River Rd, Sandpoint, ID?

The 2025 property tax bill for 10597 Upper Pack River Rd, Sandpoint, ID was $1,165. The county assessed it at $252,090.

Closest homes

More homes in Sandpoint 83864

Assigned schools

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