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Single Family ResidenceResidential
$391,084$207 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $322,000 on Dec 20, 2022

106 COLDWATER DR

SWANSBORO, NC 28584
3
Beds
2
Baths
1,892 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$391K
$357K low$425K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$322,000 · Dec 20, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,354 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$364,179 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$66,013
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$298,166
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$273,401
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$364,179

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
50
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCARTERET
Lot (acres)The size of the land the home sits on, from county records.0.33
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
White Oak Elementary SchoolA+
Elementary · Grades PK–5 · 4.9 mi
H
Croatan High SchoolA+
High · Grades 9–12 · 8.5 mi
M
Broad Creek Middle SchoolB+
Middle · Grades 6–8 · 10.2 mi

District: Carteret County Schools

Neighborhood · ZIP 28584These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,923
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.183 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,145
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,367
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

106 Coldwater Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 76% of homes in Carteret County
  • Has a smaller lot than 77% of homes in Swansboro 28584
  • Newer than 97% of homes in Carteret County

What homes are worth in Swansboro 28584

Each bar is how many homes fall in that price range. The marker is this home.

This home
$164K$1.3M

This home is worth more than 42% of homes in Swansboro 28584.

How it measures up in Swansboro 28584

The dot is this home. The mark in the middle is the typical home in Swansboro 28584.

Estimated value$391,084
CheaperTypical $423,870Pricier

Pricier than 42% of homes nearby

Price per ft²$207
CheaperTypical $226Pricier

Pricier than 35% of homes nearby

Living area1,892 ft²
SmallerTypical 1,763 ft²Bigger

Bigger than 57% of homes nearby

Lot size0.33 ac
SmallerTypical 0.47 acBigger

Bigger than 23% of homes nearby

Year built2022
OlderTypical 2002Newer

Newer than 95% of homes nearby

How 106 Coldwater Dr ranks against every home in each area.
MeasureThis homeSwansboro 28584Carteret County
Estimated valuepricier than$391,08442% of homes38% of homes
Price per ft²pricier than$20735% of homes24% of homes
Living areabigger than1,892 ft²57% of homes63% of homes
Lot sizebigger than0.33 ac23% of homes46% of homes
Year builtnewer than202295% of homes97% of homes

About 106 Coldwater Dr

How much is 106 Coldwater Dr, Swansboro, NC worth?

The TopHap Estimate for 106 Coldwater Dr, Swansboro, NC is $391,084 as of Sep 24, 2026. The likely range is $357,288 to $424,880. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 106 Coldwater Dr, Swansboro, NC last sell?

106 Coldwater Dr, Swansboro, NC last sold on Dec 20, 2022 for $322,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 106 Coldwater Dr, Swansboro, NC?

106 Coldwater Dr, Swansboro, NC has 3 bedrooms, 2 bathrooms, 1,892 square feet of living space and a 0.33-acre lot.

When was 106 Coldwater Dr, Swansboro, NC built?

106 Coldwater Dr, Swansboro, NC was built in 2022, making it 4 years old. It is a conventional home. The building has 1 story.

What schools serve 106 Coldwater Dr, Swansboro, NC?

106 Coldwater Dr, Swansboro, NC is assigned to White Oak Elementary School (elementary), rated A+; Croatan High School (high), rated A+; Broad Creek Middle School (middle), rated B+. All sit in Carteret County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 106 Coldwater Dr, Swansboro, NC compare to other homes in Swansboro 28584?

Among the 7,166 homes in Swansboro 28584, it is worth more than 42% of them ($391,084 against a typical $423,870), its price per square foot is higher than 35% of them ($207 against a typical $226), it is bigger than 57% of them (1,892 ft² against a typical 1,763 ft²), its lot is bigger than 23% of them (0.33 ac against a typical 0.47 ac) and it is newer than 95% of them (2022 against a typical 2002). Measured against all of Carteret County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 106 Coldwater Dr, Swansboro, NC?

The 2025 property tax bill for 106 Coldwater Dr, Swansboro, NC was $1,354. The county assessed it at $364,179.

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