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Single Family ResidenceResidential
$445,624$307 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

106 JAMES ST

ROSENDALE, NY 12472
3
Beds
2 / 1
Baths
1,452 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$446K
$396K low$495K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$315,624
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$252,499
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.30%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,000
CHARTER ONE BANK · recorded Nov 9, 2004
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
ULSTER SAVINGS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,917 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$221,400 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$193,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$221,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$351,429

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyUlster
Lot (acres)The size of the land the home sits on, from county records.0.26
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.Above-Ground Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 674 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Marbletown Elementary SchoolA-
Elementary · Grades KG–3 · 3.7 mi
H
Rondout Valley High SchoolC
High · Grades 9–12 · 5.8 mi
M
Rondout Valley Junior High SchoolB-
Middle · Grades 7–8 · 6.0 mi

District: Rondout Valley Central School District

Neighborhood · ZIP 12472These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.157
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,125
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.297 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,405
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,030
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

106 James St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 78% of homes in Ulster County
  • Older than 87% of homes in Ulster County

What homes are worth in Rosendale 12472

Each bar is how many homes fall in that price range. The marker is this home.

This home
$196K$894K

This home is worth more than 61% of homes in Rosendale 12472.

How it measures up in Rosendale 12472

The dot is this home. The mark in the middle is the typical home in Rosendale 12472.

Estimated value$445,624
CheaperTypical $417,361Pricier

Pricier than 61% of homes nearby

Price per ft²$307
CheaperTypical $287Pricier

Pricier than 62% of homes nearby

Living area1,452 ft²
SmallerTypical 1,526 ft²Bigger

Bigger than 44% of homes nearby

Lot size0.26 ac
SmallerTypical 0.52 acBigger

Bigger than 26% of homes nearby

Year built1900
OlderTypical 1940Newer

Newer than 31% of homes nearby

How 106 James St ranks against every home in each area.
MeasureThis homeRosendale 12472Ulster County
Estimated valuepricier than$445,62461% of homes51% of homes
Price per ft²pricier than$30762% of homes64% of homes
Living areabigger than1,452 ft²44% of homes40% of homes
Lot sizebigger than0.26 ac26% of homes22% of homes
Year builtnewer than190031% of homes13% of homes

About 106 James St

How much is 106 James St, Rosendale, NY worth?

The TopHap Estimate for 106 James St, Rosendale, NY is $445,624 as of Jul 14, 2026. The likely range is $396,335 to $494,913. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 106 James St, Rosendale, NY last sell?

106 James St, Rosendale, NY last sold on Jan 22, 1997, according to the county's recorded deed.

How big is 106 James St, Rosendale, NY?

106 James St, Rosendale, NY has 3 bedrooms, 2 bathrooms, 1,452 square feet of living space and a 0.26-acre lot.

When was 106 James St, Rosendale, NY built?

106 James St, Rosendale, NY was built in 1900, making it 126 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 106 James St, Rosendale, NY?

106 James St, Rosendale, NY is assigned to Marbletown Elementary School (elementary), rated A-; Rondout Valley High School (high), rated C; Rondout Valley Junior High School (middle), rated B-. All sit in Rondout Valley Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 106 James St, Rosendale, NY compare to other homes in Rosendale 12472?

Among the 577 homes in Rosendale 12472, it is worth more than 61% of them ($445,624 against a typical $417,361), its price per square foot is higher than 62% of them ($307 against a typical $287), it is bigger than 44% of them (1,452 ft² against a typical 1,526 ft²), its lot is bigger than 26% of them (0.26 ac against a typical 0.52 ac) and it is newer than 31% of them (1900 against a typical 1940). Measured against all of Ulster County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 106 James St, Rosendale, NY?

The 2024 property tax bill for 106 James St, Rosendale, NY was $6,917. The county assessed it at $221,400.

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