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Single Family ResidenceResidential
$193,057$172 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

106 MORGAN ST

INGRAM, TX 78025
1
Baths
1,120 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$193K
$187K low$199K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$125,057
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$100,046
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$68,000
SECURITY STATE BANK & TRUST · recorded Nov 16, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,165 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$157,537 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$52,008
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$165,850
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$143,215
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$217,858

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
80
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
41
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.38 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKerr
Lot (acres)The size of the land the home sits on, from county records.0.32
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 48 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ingram Middle SchoolB+
Middle · Grades 6–8 · 0.6 mi
H
Ingram Tom Moore High SchoolB+
High · Grades 9–12 · 0.6 mi
E
Ingram Elementary SchoolA
Elementary · Grades PK–5 · 0.7 mi

District: Ingram Independent School District

Neighborhood · ZIP 78025These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.3,661
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,556
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,321
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

106 Morgan St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Kerr County
  • Costs less per square foot than 91% of homes in Ingram 78025
  • Smaller than 75% of homes in Kerr County
  • Has a smaller lot than 83% of homes in Ingram 78025

What homes are worth in Ingram 78025

Each bar is how many homes fall in that price range. The marker is this home.

This home
$138K$1.4M

This home is worth more than 9% of homes in Ingram 78025.

How it measures up in Ingram 78025

The dot is this home. The mark in the middle is the typical home in Ingram 78025.

Estimated value$193,057
CheaperTypical $384,842Pricier

Pricier than 9% of homes nearby

Price per ft²$172
CheaperTypical $247Pricier

Pricier than 9% of homes nearby

Living area1,120 ft²
SmallerTypical 1,396 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.32 ac
SmallerTypical 0.99 acBigger

Bigger than 17% of homes nearby

Year built1986
OlderTypical 1994Newer

Newer than 40% of homes nearby

How 106 Morgan St ranks against every home in each area.
MeasureThis homeIngram 78025Kerr County
Estimated valuepricier than$193,0579% of homes6% of homes
Price per ft²pricier than$1729% of homes9% of homes
Living areabigger than1,120 ft²29% of homes25% of homes
Lot sizebigger than0.32 ac17% of homes25% of homes
Year builtnewer than198640% of homes44% of homes

About 106 Morgan St

How much is 106 Morgan St, Ingram, TX worth?

The TopHap Estimate for 106 Morgan St, Ingram, TX is $193,057 as of Jul 14, 2026. The likely range is $186,847 to $199,267. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 106 Morgan St, Ingram, TX last sell?

106 Morgan St, Ingram, TX last sold on Nov 16, 2012, according to the county's recorded deed.

How big is 106 Morgan St, Ingram, TX?

106 Morgan St, Ingram, TX has 1 bathrooms, 1,120 square feet of living space and a 0.32-acre lot.

When was 106 Morgan St, Ingram, TX built?

106 Morgan St, Ingram, TX was built in 1986, making it 40 years old.

What schools serve 106 Morgan St, Ingram, TX?

106 Morgan St, Ingram, TX is assigned to Ingram Middle School (middle), rated B+; Ingram Tom Moore High School (high), rated B+; Ingram Elementary School (elementary), rated A. All sit in Ingram Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 106 Morgan St, Ingram, TX compare to other homes in Ingram 78025?

Among the 2,408 homes in Ingram 78025, it is worth more than 9% of them ($193,057 against a typical $384,842), its price per square foot is higher than 9% of them ($172 against a typical $247), it is bigger than 29% of them (1,120 ft² against a typical 1,396 ft²), its lot is bigger than 17% of them (0.32 ac against a typical 0.99 ac) and it is newer than 40% of them (1986 against a typical 1994). Measured against all of Kerr County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 106 Morgan St, Ingram, TX?

The 2024 property tax bill for 106 Morgan St, Ingram, TX was $1,165. The county assessed it at $157,537.

Closest homes

More homes in Ingram 78025

Assigned schools

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