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Single Family ResidenceResidential
$199,032$277 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

106 SPRUCE ST

MODESTO, CA 95351
2
Beds
1
Baths
719 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1916
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$199K
$169K low$229K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$285 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$24,419 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,521
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$16,898
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$24,419

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
43
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
43
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
11
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyStanislaus
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Floor/Wall Furnace
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Modesto High SchoolC+
High · Grades 9–12 · 0.3 mi
E
Franklin ElementaryC-
Elementary · Grades KG–6 · 0.7 mi
M
Mark Twain Junior HighC-
Middle · Grades 7–8 · 0.8 mi

District: Modesto City Elementary School District

Neighborhood · ZIP 95351These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.159

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.1%
PopulationHow many people live in this area.52,180
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,963 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,315
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,592
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

106 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Stanislaus County
  • Costs less per square foot than 70% of homes in Modesto 95351
  • Among the smallest homes in Stanislaus County
  • Has a smaller lot than 72% of homes in Downtown
  • Among the oldest homes in Modesto 95351

What homes are worth in Modesto 95351

Each bar is how many homes fall in that price range. The marker is this home.

This home
$193K$645K

This home is worth more than 3% of homes in Modesto 95351.

How it measures up in Modesto 95351

The dot is this home. The mark in the middle is the typical home in Modesto 95351.

Estimated value$199,032
CheaperTypical $366,554Pricier

Pricier than 3% of homes nearby

Price per ft²$277
CheaperTypical $299Pricier

Pricier than 30% of homes nearby

Living area719 ft²
SmallerTypical 1,215 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.16 ac
SmallerTypical 0.15 acBigger

Bigger than 54% of homes nearby

Year built1916
OlderTypical 1970Newer

Older than almost all homes nearby

How 106 Spruce St ranks against every home in each area.
MeasureThis homeDowntownModesto 95351Stanislaus County
Estimated valuepricier than$199,0322% of homes3% of homesalmost no homes
Price per ft²pricier than$27731% of homes30% of homes39% of homes
Living areabigger than719 ft²13% of homes4% of homesalmost no homes
Lot sizebigger than0.16 ac28% of homes54% of homes52% of homes
Year builtnewer than191615% of homesalmost no homes2% of homes

About 106 Spruce St

How much is 106 Spruce St, Modesto, CA worth?

The TopHap Estimate for 106 Spruce St, Modesto, CA is $199,032 as of Aug 30, 2026. The likely range is $168,827 to $229,236. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 106 Spruce St, Modesto, CA?

106 Spruce St, Modesto, CA has 2 bedrooms, 1 bathrooms, 719 square feet of living space and a 0.16-acre lot.

When was 106 Spruce St, Modesto, CA built?

106 Spruce St, Modesto, CA was built in 1916, making it 110 years old. The building has 1 story.

What schools serve 106 Spruce St, Modesto, CA?

106 Spruce St, Modesto, CA is assigned to Modesto High School (high), rated C+; Franklin Elementary (elementary), rated C-; Mark Twain Junior High (middle), rated C-. All sit in Modesto City Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 106 Spruce St, Modesto, CA compare to other homes in Modesto 95351?

Among the 10,103 homes in Modesto 95351, it is worth more than 3% of them ($199,032 against a typical $366,554), its price per square foot is higher than 30% of them ($277 against a typical $299), it is bigger than 4% of them (719 ft² against a typical 1,215 ft²), its lot is bigger than 54% of them (0.16 ac against a typical 0.15 ac) and it is newer than almost none of them (1916 against a typical 1970). Measured against all of Stanislaus County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 106 Spruce St, Modesto, CA?

The 2025 property tax bill for 106 Spruce St, Modesto, CA was $285. The county assessed it at $24,419.

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