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Single Family ResidenceResidential
$80,031$92 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

10612 CLOVER

SPENCER, OK 73084
2
Beds
1
Baths
868 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.77 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$80K
$72K low$88K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$611 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$4,933 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$181
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$4,752
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,698
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$82,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
69
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
48
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOklahoma
Lot (acres)The size of the land the home sits on, from county records.0.77
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.Wall Unit
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 72 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Star Spencer High SchoolD+
High · Grades 9–12 · 4.5 mi
M
Star Spencer Middle School
Middle · Grades 7–8 · 4.5 mi
E
Willow Brook Elementary SchoolD
Elementary · Grades PK–1 · 6.0 mi

District: Oklahoma City Public Schools

Neighborhood · ZIP 73084These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,502
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.378 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,908
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,247
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10612 Clover measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Oklahoma County
  • Costs less per square foot than 89% of homes in Oklahoma County
  • Smaller than 90% of homes in Oklahoma County
  • Has a bigger lot than 89% of homes in Oklahoma County
  • Older than 81% of homes in Spencer 73084

What homes are worth in Spencer 73084

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$376K

This home is worth more than 17% of homes in Spencer 73084.

How it measures up in Spencer 73084

The dot is this home. The mark in the middle is the typical home in Spencer 73084.

Estimated value$80,031
CheaperTypical $128,955Pricier

Pricier than 17% of homes nearby

Price per ft²$92
CheaperTypical $105Pricier

Pricier than 35% of homes nearby

Living area868 ft²
SmallerTypical 1,221 ft²Bigger

Bigger than 16% of homes nearby

Lot size0.77 ac
SmallerTypical 0.57 acBigger

Bigger than 65% of homes nearby

Year built1950
OlderTypical 1965Newer

Newer than 19% of homes nearby

How 10612 Clover ranks against every home in each area.
MeasureThis homeGreen PasturesSpencer 73084Oklahoma County
Estimated valuepricier than$80,03122% of homes17% of homes7% of homes
Price per ft²pricier than$9237% of homes35% of homes11% of homes
Living areabigger than868 ft²20% of homes16% of homes10% of homes
Lot sizebigger than0.77 ac42% of homes65% of homes89% of homes
Year builtnewer than195022% of homes19% of homes20% of homes

About 10612 Clover

How much is 10612 Clover, Spencer, OK worth?

The TopHap Estimate for 10612 Clover, Spencer, OK is $80,031 as of Aug 30, 2026. The likely range is $72,350 to $87,712. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10612 Clover, Spencer, OK last sell?

10612 Clover, Spencer, OK last sold on Apr 1, 1983, according to the county's recorded deed.

How big is 10612 Clover, Spencer, OK?

10612 Clover, Spencer, OK has 2 bedrooms, 1 bathrooms, 868 square feet of living space and a 0.77-acre lot.

When was 10612 Clover, Spencer, OK built?

10612 Clover, Spencer, OK was built in 1950, making it 76 years old. It is a ranch home. The building has 1 story.

What schools serve 10612 Clover, Spencer, OK?

10612 Clover, Spencer, OK is assigned to Star Spencer High School (high), rated D+; Star Spencer Middle School (middle); Willow Brook Elementary School (elementary), rated D. All sit in Oklahoma City Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10612 Clover, Spencer, OK compare to other homes in Spencer 73084?

Among the 2,865 homes in Spencer 73084, it is worth more than 17% of them ($80,031 against a typical $128,955), its price per square foot is higher than 35% of them ($92 against a typical $105), it is bigger than 16% of them (868 ft² against a typical 1,221 ft²), its lot is bigger than 65% of them (0.77 ac against a typical 0.57 ac) and it is newer than 19% of them (1950 against a typical 1965). Measured against all of Oklahoma County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10612 Clover, Spencer, OK?

The 2025 property tax bill for 10612 Clover, Spencer, OK was $611. The county assessed it at $4,933.

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