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Single Family ResidenceResidential
$231,881$371 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

10639 S STATE ROUTE 48

LOVELAND, OH 45140
2
Beds
1
Baths
625 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1901
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$232K
$208K low$256K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,243 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$69,083 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$38,311
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$30,772
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$52,014
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$197,380

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
56
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
41
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWarren
Lot (acres)The size of the land the home sits on, from county records.3.29
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 288 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Loveland High SchoolA
High · Grades 9–12 · 1.7 mi
E
Loveland Primary School
Elementary · Grades 1–2 · 1.8 mi
M
Loveland Middle SchoolA
Middle · Grades 7–8 · 2.5 mi

District: Loveland City School District

Neighborhood · ZIP 45140These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.209
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.59,333
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,286 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$115,955
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$136,532
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10639 S State Route 48 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Loveland 45140
  • Costs more per square foot than 97% of homes in Loveland 45140
  • Among the smallest homes in Loveland 45140
  • Has a bigger lot than 97% of homes in Loveland 45140
  • Older than 98% of homes in Loveland 45140

What homes are worth in Loveland 45140

Each bar is how many homes fall in that price range. The marker is this home.

This home
$157K$1.1M

This home is worth more than 12% of homes in Loveland 45140.

How it measures up in Loveland 45140

The dot is this home. The mark in the middle is the typical home in Loveland 45140.

Estimated value$231,881
CheaperTypical $451,821Pricier

Pricier than 12% of homes nearby

Price per ft²$371
CheaperTypical $217Pricier

Pricier than 97% of homes nearby

Living area625 ft²
SmallerTypical 2,063 ft²Bigger

Smaller than almost all homes nearby

Lot size3.29 ac
SmallerTypical 0.46 acBigger

Bigger than 97% of homes nearby

Year built1901
OlderTypical 1991Newer

Newer than 2% of homes nearby

How 10639 S State Route 48 ranks against every home in each area.
MeasureThis homeLoveland 45140Warren County
Estimated valuepricier than$231,88112% of homes13% of homes
Price per ft²pricier than$37197% of homes97% of homes
Living areabigger than625 ft²almost no homesalmost no homes
Lot sizebigger than3.29 ac97% of homes94% of homes
Year builtnewer than19012% of homes3% of homes

About 10639 S State Route 48

How much is 10639 S State Route 48, Loveland, OH worth?

The TopHap Estimate for 10639 S State Route 48, Loveland, OH is $231,881 as of Sep 24, 2026. The likely range is $208,079 to $255,683. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10639 S State Route 48, Loveland, OH last sell?

10639 S State Route 48, Loveland, OH last sold on Jan 11, 2022, according to the county's recorded deed.

How big is 10639 S State Route 48, Loveland, OH?

10639 S State Route 48, Loveland, OH has 2 bedrooms, 1 bathrooms, 625 square feet of living space and a 3.29-acre lot.

When was 10639 S State Route 48, Loveland, OH built?

10639 S State Route 48, Loveland, OH was built in 1901, making it 125 years old. The building has 1 story.

What schools serve 10639 S State Route 48, Loveland, OH?

10639 S State Route 48, Loveland, OH is assigned to Loveland High School (high), rated A; Loveland Primary School (elementary); Loveland Middle School (middle), rated A. All sit in Loveland City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10639 S State Route 48, Loveland, OH compare to other homes in Loveland 45140?

Among the 20,052 homes in Loveland 45140, it is worth more than 12% of them ($231,881 against a typical $451,821), its price per square foot is higher than 97% of them ($371 against a typical $217), it is bigger than almost none of them (625 ft² against a typical 2,063 ft²), its lot is bigger than 97% of them (3.29 ac against a typical 0.46 ac) and it is newer than 2% of them (1901 against a typical 1991). Measured against all of Warren County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10639 S State Route 48, Loveland, OH?

The 2024 property tax bill for 10639 S State Route 48, Loveland, OH was $3,243. The county assessed it at $69,083.

More homes on S State Route 48

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