Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$88,747
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 68How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

10640 ROCK RD

LAKE, MI 48632
0
Baths
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$89K
$60K low$118K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$402 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$19,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$16,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$18,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$39,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLARE
Lot (acres)The size of the land the home sits on, from county records.0.32
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Farwell Elementary SchoolC
Elementary · Grades KG–3 · 9.9 mi
H
Farwell High SchoolB
High · Grades 8–12 · 10.0 mi
M
Farwell Middle SchoolC-
Middle · Grades 4–7 · 10.1 mi

District: Farwell Area Schools

Neighborhood · ZIP 48632These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.143
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.58%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.6,201
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,159
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,281
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10640 Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Lake 48632
  • Has a smaller lot than 68% of homes in Clare County

What homes are worth in Lake 48632

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$514K

This home is worth more than 12% of homes in Lake 48632.

How it measures up in Lake 48632

The dot is this home. The mark in the middle is the typical home in Lake 48632.

Estimated value$88,747
CheaperTypical $173,672Pricier

Pricier than 12% of homes nearby

Lot size0.32 ac
SmallerTypical 0.4 acBigger

Bigger than 42% of homes nearby

How 10640 Rock Rd ranks against every home in each area.
MeasureThis homeLake 48632Clare County
Estimated valuepricier than$88,74712% of homes15% of homes
Lot sizebigger than0.32 ac42% of homes32% of homes

About 10640 Rock Rd

How much is 10640 Rock Rd, Lake, MI worth?

The TopHap Estimate for 10640 Rock Rd, Lake, MI is $88,747 as of Jul 14, 2026. The likely range is $59,979 to $117,515. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10640 Rock Rd, Lake, MI last sell?

10640 Rock Rd, Lake, MI last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 10640 Rock Rd, Lake, MI?

10640 Rock Rd, Lake, MI is assigned to Farwell Elementary School (elementary), rated C; Farwell High School (high), rated B; Farwell Middle School (middle), rated C-. All sit in Farwell Area Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10640 Rock Rd, Lake, MI compare to other homes in Lake 48632?

Among the 5,692 homes in Lake 48632, it is worth more than 12% of them ($88,747 against a typical $173,672) and its lot is bigger than 42% of them (0.32 ac against a typical 0.4 ac). Measured against all of Clare County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10640 Rock Rd, Lake, MI?

The 2025 property tax bill for 10640 Rock Rd, Lake, MI was $402. The county assessed it at $19,700.

More homes on Rock Rd

Closest homes

More homes in Lake 48632

Assigned schools

Explore the area

See this home in context

Open 10640 Rock Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map