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Single Family ResidenceResidential
$170,246$153 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $155,000 on Jul 14, 2026

10645 BIRCH RUN RD

BIRCH RUN, MI 48415
3
Beds
1
Baths
1,116 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$170K
$162K low$178K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$155,000 · Jul 14, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$28,246
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$22,597
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.89%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$107,000
FRANKENMUTH CU · recorded Feb 6, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,000
FRANKENMUTH CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$605 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$70,800 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$69,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$141,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountySAGINAW
Lot (acres)The size of the land the home sits on, from county records.0.46
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 312 ft²Porch · 32 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Marshall Greene Middle SchoolB-
Middle · Grades 5–8 · 2.5 mi
E
North Elementary SchoolB+
Elementary · Grades PK–4 · 2.7 mi
H
Birch Run High SchoolB-
High · Grades 9–12 · 2.8 mi

District: Birch Run Area School District

Neighborhood · ZIP 48415These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.9,724
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.143 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,029
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,879
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10645 Birch Run Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Birch Run 48415
  • Costs more per square foot than 78% of homes in Saginaw County
  • Smaller than 84% of homes in Birch Run 48415
  • Has a smaller lot than 89% of homes in Birch Run 48415
  • Older than 67% of homes in Birch Run 48415

What homes are worth in Birch Run 48415

Each bar is how many homes fall in that price range. The marker is this home.

This home
$91K$542K

This home is worth more than 25% of homes in Birch Run 48415.

How it measures up in Birch Run 48415

The dot is this home. The mark in the middle is the typical home in Birch Run 48415.

Estimated value$170,246
CheaperTypical $216,687Pricier

Pricier than 25% of homes nearby

Price per ft²$153
CheaperTypical $148Pricier

Pricier than 54% of homes nearby

Living area1,116 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 16% of homes nearby

Lot size0.46 ac
SmallerTypical 1.58 acBigger

Bigger than 11% of homes nearby

Year built1960
OlderTypical 1971Newer

Newer than 33% of homes nearby

How 10645 Birch Run Rd ranks against every home in each area.
MeasureThis homeBirch Run 48415Saginaw County
Estimated valuepricier than$170,24625% of homes52% of homes
Price per ft²pricier than$15354% of homes78% of homes
Living areabigger than1,116 ft²16% of homes26% of homes
Lot sizebigger than0.46 ac11% of homes63% of homes
Year builtnewer than196033% of homes49% of homes

About 10645 Birch Run Rd

How much is 10645 Birch Run Rd, Birch Run, MI worth?

The TopHap Estimate for 10645 Birch Run Rd, Birch Run, MI is $170,246 as of Jul 14, 2026. The likely range is $162,254 to $178,238. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10645 Birch Run Rd, Birch Run, MI last sell?

10645 Birch Run Rd, Birch Run, MI last sold on Jul 14, 2026 for $155,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 10645 Birch Run Rd, Birch Run, MI?

10645 Birch Run Rd, Birch Run, MI has 3 bedrooms, 1 bathrooms, 1,116 square feet of living space and a 0.46-acre lot.

When was 10645 Birch Run Rd, Birch Run, MI built?

10645 Birch Run Rd, Birch Run, MI was built in 1960, making it 66 years old. It is a raised ranch home. The building has 1 story.

What schools serve 10645 Birch Run Rd, Birch Run, MI?

10645 Birch Run Rd, Birch Run, MI is assigned to Marshall Greene Middle School (middle), rated B-; North Elementary School (elementary), rated B+; Birch Run High School (high), rated B-. All sit in Birch Run Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10645 Birch Run Rd, Birch Run, MI compare to other homes in Birch Run 48415?

Among the 3,499 homes in Birch Run 48415, it is worth more than 25% of them ($170,246 against a typical $216,687), its price per square foot is higher than 54% of them ($153 against a typical $148), it is bigger than 16% of them (1,116 ft² against a typical 1,512 ft²), its lot is bigger than 11% of them (0.46 ac against a typical 1.58 ac) and it is newer than 33% of them (1960 against a typical 1971). Measured against all of Saginaw County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10645 Birch Run Rd, Birch Run, MI?

The 2025 property tax bill for 10645 Birch Run Rd, Birch Run, MI was $605. The county assessed it at $70,800.

Closest homes

More homes in Birch Run 48415

Assigned schools

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