Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$4,951,097$493 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 65How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

10649 WINTERWOOD

CARMEL, IN 46032
4
Beds
5 / 1
Baths
10,033 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.63 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
18
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$5M
$3.2M low$6.7M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$16,106 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,409,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$385,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,023,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,296,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,409,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.189 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHamilton
Lot (acres)The size of the land the home sits on, from county records.2.63
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clay Center Elementary SchoolA+
Elementary · Grades KG–5 · 1.1 mi
M
Creekside Middle SchoolA+
Middle · Grades 6–8 · 3.0 mi
H
Carmel High School
High · Grades 9–12 · 3.6 mi

District: Carmel Clay Schools

Neighborhood · ZIP 46032These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.42%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.57,172
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,167 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$133,197
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$172,855
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10649 Winterwood measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Carmel 46032
  • Among the highest price per square foot in Carmel 46032
  • Among the largest homes in Hamilton County
  • Has a bigger lot than 98% of homes in Carmel 46032
  • Older than 81% of homes in Hamilton County

What homes are worth in Carmel 46032

Each bar is how many homes fall in that price range. The marker is this home.

This home
$234K$1.9M

This home is worth more than almost all homes in Carmel 46032.

How it measures up in Carmel 46032

The dot is this home. The mark in the middle is the typical home in Carmel 46032.

Estimated value$4,951,097
CheaperTypical $556,843Pricier

Pricier than almost all homes nearby

Price per ft²$493
CheaperTypical $211Pricier

Pricier than almost all homes nearby

Living area10,033 ft²
SmallerTypical 2,826 ft²Bigger

Bigger than 98% of homes nearby

Lot size2.63 ac
SmallerTypical 0.34 acBigger

Bigger than 98% of homes nearby

Year built1984
OlderTypical 1996Newer

Newer than 22% of homes nearby

How 10649 Winterwood ranks against every home in each area.
MeasureThis homeCarmel 46032Hamilton County
Estimated valuepricier than$4,951,097almost all homesalmost all homes
Price per ft²pricier than$493almost all homesalmost all homes
Living areabigger than10,033 ft²98% of homesalmost all homes
Lot sizebigger than2.63 ac98% of homes97% of homes
Year builtnewer than198422% of homes19% of homes

About 10649 Winterwood

How much is 10649 Winterwood, Carmel, IN worth?

The TopHap Estimate for 10649 Winterwood, Carmel, IN is $4,951,097 as of Sep 24, 2026. The likely range is $3,237,560 to $6,664,634. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 10649 Winterwood, Carmel, IN?

10649 Winterwood, Carmel, IN has 4 bedrooms, 5 bathrooms, 10,033 square feet of living space and a 2.63-acre lot.

When was 10649 Winterwood, Carmel, IN built?

10649 Winterwood, Carmel, IN was built in 1984, making it 42 years old. The building has 2 stories.

What schools serve 10649 Winterwood, Carmel, IN?

10649 Winterwood, Carmel, IN is assigned to Clay Center Elementary School (elementary), rated A+; Creekside Middle School (middle), rated A+; Carmel High School (high). All sit in Carmel Clay Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10649 Winterwood, Carmel, IN compare to other homes in Carmel 46032?

Among the 15,897 homes in Carmel 46032, it is worth more than almost all of them ($4,951,097 against a typical $556,843), its price per square foot is higher than almost all of them ($493 against a typical $211), it is bigger than 98% of them (10,033 ft² against a typical 2,826 ft²), its lot is bigger than 98% of them (2.63 ac against a typical 0.34 ac) and it is newer than 22% of them (1984 against a typical 1996). Measured against all of Hamilton County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10649 Winterwood, Carmel, IN?

The 2024 property tax bill for 10649 Winterwood, Carmel, IN was $16,106. The county assessed it at $1,409,200.

More homes on Winterwood

Closest homes

More homes in Carmel 46032

Assigned schools

Explore the area

See this home in context

Open 10649 Winterwood on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map