Skip to content
Skip to content
TopHapOpen in map
Residential (General/Single)Residential
$84,197
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

107 S RAILROAD ST

FRANKLIN, IL 62638
0
Baths
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$84K
$71K low$98K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,832 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$28,670 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,450
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$23,220
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$26,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$86,010

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.1 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyMORGAN
Lot (acres)The size of the land the home sits on, from county records.0.30
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Franklin Jr/Sr High SchoolC+
Middle · Grades 6–12 · 0.3 mi
E
Franklin East Grade School
Elementary · Grades PK–2 · 0.3 mi

District: Franklin Community Unit School District 1

Neighborhood · ZIP 62638These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,059
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.14 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,175
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,682
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

107 S Railroad St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Franklin 62638
  • Has a smaller lot than 79% of homes in Franklin 62638

What homes are worth in Franklin 62638

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$454K

This home is worth more than 21% of homes in Franklin 62638.

How it measures up in Franklin 62638

The dot is this home. The mark in the middle is the typical home in Franklin 62638.

Estimated value$84,197
CheaperTypical $140,171Pricier

Pricier than 21% of homes nearby

Lot size0.3 ac
SmallerTypical 1.1 acBigger

Bigger than 21% of homes nearby

How 107 S Railroad St ranks against every home in each area.
MeasureThis homeFranklin 62638Morgan County
Estimated valuepricier than$84,19721% of homes29% of homes
Lot sizebigger than0.3 ac21% of homes47% of homes

About 107 S Railroad St

How much is 107 S Railroad St, Franklin, IL worth?

The TopHap Estimate for 107 S Railroad St, Franklin, IL is $84,197 as of Aug 30, 2026. The likely range is $70,759 to $97,635. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 107 S Railroad St, Franklin, IL last sell?

107 S Railroad St, Franklin, IL last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 107 S Railroad St, Franklin, IL?

107 S Railroad St, Franklin, IL is assigned to Franklin Jr/Sr High School (middle), rated C+; Franklin East Grade School (elementary). All sit in Franklin Community Unit School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 107 S Railroad St, Franklin, IL compare to other homes in Franklin 62638?

Among the 619 homes in Franklin 62638, it is worth more than 21% of them ($84,197 against a typical $140,171) and its lot is bigger than 21% of them (0.3 ac against a typical 1.1 ac). Measured against all of Morgan County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 107 S Railroad St, Franklin, IL?

The 2025 property tax bill for 107 S Railroad St, Franklin, IL was $1,832. The county assessed it at $28,670.

More homes on S Railroad St

Closest homes

More homes in Franklin 62638

Assigned schools

Explore the area

See this home in context

Open 107 S Railroad St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map